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16-1271 Moho Rd, Road, HI, 96771

3beds
2baths
1,170sqft
$324,995
$278price/sqft
$2,198/moest. monthly cost
$87,920/yrincome needed

About This Home

Remodel this 2 story Hawaiian Acres home on 3 acres. Located on County paved Moho Rd./Road 8 with easy access to Hwy 11 towards Volcano or Hilo or back thru Ainaloa to Hwy 130 towards Pahoa. 3 bedroom 2 bath needs TLC so Cash only. Photos virtually staged for remodeling concepts. Roof was replaced 8 years ago. There is a distant ocean view & sunrise view from the living room and bedroom. The kitchen has an island and a pantry. The downstairs has a kitchen area and bathroom. There is a huge workshop open garage area with a reinforced floor to hold a D9 if needed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-84.4 mi
3/10
Keaau High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Concrete

Interior Area

  • Total structure area: 1,170
  • Total interior livable area: 1,170 sqft

Property

Details

  • Parcel number: 3160520110000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level

Lot

  • Lot size: 3 Acres
  • Features: Grassy
  • Lot size dimensions: 871 x 150

Parking

  • Total spaces: 4
  • Parking features: Covered
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$156$1,872
Property Taxes $23$276
Electricity $376$4,521
Total$2,198$26,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,360/yr
40% on housing$65,940/yr
45% on housing$58,613/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$285
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$325,000
2025-11-15Contingent$300,000
2025-10-24Listed for sale$300,000

For Sale by Agent

AgentHeather Dodge
BrokerageHilo Bay Realty LLC

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