




10989 Cold Spring Dr, Centerville, OH, 45458
About This Home
Nestled on one of the most picturesque lots in Washington Township, this stunning Design Homes built Gabriel floor plan offers 5,241 sq. ft. of thoughtfully designed living space, including a beautifully finished 1,413 sq. ft. walkout lower level. From the moment you arrive, you’ll appreciate the exceptional curb appeal, upscale finishes, and unbeatable location that make this home truly stand out. The striking brick and stone exterior, walkout design, and spacious 3-car garage set the tone for the luxury found throughout. Inside, you’ll find a desirable first-floor primary suite with a spa-like bath featuring a walk-in tile shower, an upstairs game room, and a convenient Jack-and-Jill bath. The gourmet kitchen is loaded with high-end finishes including granite countertops, a large island, gas range, custom wood hood, pantry, and tile backsplash, all flowing seamlessly into warm and inviting living spaces designed for both everyday comfort and entertaining. Step outside to enjoy the covered rear deck overlooking a breathtaking wooded setting complete with a scenic creek and a custom-built bridge, creating a truly one-of-a-kind backyard retreat. With beautiful finishes, incredible views, and access to community amenities including a pool, clubhouse, fitness center, and ponds, this home offers luxury living in an exceptional Washington Township location.
Getting Around
Schools
Construction
Condition
- Year built: 2013
Materials
- Construction materials: Brick,Cedar,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom
- Level: Second
- Dimensions: 12 x 12
Bedroom
- Level: Lower
- Dimensions: 18 x 15
Bedroom
- Level: Second
- Dimensions: 15 x 14
Bedroom
- Level: Second
- Dimensions: 15 x 14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Bonus Room
- Level: Second
- Dimensions: 21 x 19
Breakfast Room Nook
- Level: Main
- Dimensions: 18 x 12
Dining Room
- Level: Main
- Dimensions: 12 x 12
Entry Foyer
- Level: Main
- Dimensions: 8 x 10
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,High Speed Internet,Kitchen Island,Kitchen/Family Room Combo,Pantry,Walk-In Closet(s)
- Window features: Casement Window(s),Vinyl
- Number of fireplaces: 1
- Fireplace features: One,Gas,Glass Doors
- Fireplace: Yes
Great Room
- Level: Main
- Dimensions: 21 x 19
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 5,279
- Total interior livable area: 5,279 sqft
Kitchen
- Level: Main
- Dimensions: 18 x 9
Master Bedroom
- Level: Main
- Dimensions: 16 x 15
Office
- Level: Main
- Dimensions: 12 x 11
Recreation
- Level: Lower
- Dimensions: 42 x 18
Utility Room
- Level: Main
- Dimensions: 9 x 6
Property
Details
- Parcel number: O67223390040
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Porch
- Exterior features: Porch,Patio
Lot
- Lot size: 0.64 Acres
- Lot size dimensions: Rectangular
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $1,275 | $15,300 |
| Electricity | $566 | $6,794 |
| Total | $6,611 | $79,332 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $885,000 |
| 2026-06-27 | Price change | $899,900 |
| 2026-05-26 | Listed for sale | $915,000 |
| 2014-09-24 | Sold | $593,700 |
| 2013-01-31 | Sold | $99,900 |
