See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3730 Spring Garden St, Philadelphia, PA, 19104

3beds
4baths
2,800sqft
$624,900
$223price/sqft
$4,882/moest. monthly cost
$195,280/yrincome needed

About This Home

Welcome to 3730 Spring Garden Street, a beautifully updated and generously sized home offering over 2,000 sq ft of modern living in one of Philadelphia’s fastest‑growing and most convenient neighborhoods. With 3 spacious bedrooms, 4 bathrooms, and a layout designed for comfort, flexibility, and privacy, this property is ideal for owner‑occupants, roommates, or investors seeking strong rental demand near University City. ✨ Property Highlights Spacious, light‑filled layout with an open‑concept main level Modern kitchen featuring updated cabinetry, quality appliances, and excellent storage Generously sized bedrooms with great natural light Updated bathrooms with clean, contemporary finishes Private outdoor space perfect for relaxing, entertaining, or future enhancements Turnkey condition — ideal for investors, students, or owner‑occupants Strong rental potential in a high‑demand university district Walkable location near parks, restaurants, public transit, and major institutions 📍 Location, Location, Location 3730 Spring Garden sits in one of Philadelphia’s most strategically positioned neighborhoods. You’re minutes from: Drexel University & UPenn 30th Street Station Philadelphia Zoo & Fairmount Park Center City Major bus and trolley routes This is a rapidly appreciating area with ongoing development, making this property a smart buy for both short‑term and long‑term gains. 💡 Why This Home Stands Out Homes in this pocket of University City rarely offer this combination of condition, location, and value. Whether you’re expanding your portfolio or searching for a home with strong future appreciation, this property checks every box.

Getting Around

76
WalkingVery Walkable
89
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

6/10
Powel Samuel SchoolGrades K-40.3 mi
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Self Cleaning Oven,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dining Area,Kitchen Island,Primary Bath(s)
  • Flooring: Tile/Brick,Wood
  • Finished area below ground: 800
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 241203500
  • Attached to another structure: Yes
  • Zoning: RSA3
  • Special condition: Standard
  • Exclusions: Tenant Property

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Roof
  • Exterior features: Sidewalks
  • Fencing: Wrought Iron,Full

Lot

  • Lot size: 1,508 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$812$9,744
Property Taxes $604$7,248
Electricity $307$3,686
Total$4,882$58,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,382/yr
40% on housing$146,460/yr
45% on housing$130,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$189
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$674,200
2026-02-16Listed for sale$699,900
2026-02-10Listing removed$689,900
2026-01-05Price change$689,900
2025-09-03Price change$699,900
2025-07-30Listed for sale$725,000
2019-07-29Sold$540,000
2019-05-29Pending sale$590,000
2018-11-02Listed for sale$590,000
2018-09-26Listing removed$2,600
2018-09-19Listing removed$619,900
2018-09-19Listed for rent$2,600
2018-06-25Price change$619,900
2018-06-07Listing removed$2,950
2018-06-07Price change$629,900
2018-05-28Listed for rent$2,950
2017-11-18Listed for sale$649,500
2016-12-15Sold$260,000
2016-10-28Listed for sale$319,900
2016-04-29Sold$260,000
2016-03-09Pending sale$280,000
2016-02-29Listed for sale$280,000
2015-12-10Listing removed$240,000
2015-09-04Listed for sale$240,000

For Sale by Agent

AgentRobert Sulecki
BrokerageExceed Realty

Similar Homes