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2630 Ridge Ave, Philadelphia, PA, 19121

4beds
4baths
1,872sqft
$450,000
$240price/sqft
$3,525/moest. monthly cost
$141,000/yrincome needed

About This Home

This duplex was completely renovated in 2023. True turnkey passive income with one unit already rented and one vacant. This is a wonderful addition to any rental portfolio and a great investment in an area blossoming all around, with new construction and condo developments. Modern finishes, sleek designs, custom built by Karbon Architects. Each unit boasts 2 BR, with one as a full 2/2 and the other a 2/1.5. Book your showing today.

Getting Around

77
WalkingVery Walkable
62
TransitGood Transit
58
BikeBikeable

Schools

3/10
Gideon Edward SchoolGrades PK-80.2 mi
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1915

Materials

  • Foundation: Permanent
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,872 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 322222200
  • Zoning: RM1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 893 sqft
  • Lot size dimensions: 16.00 x 56.00

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$601$7,212
Property Taxes $425$5,100
Electricity $224$2,692
Total$3,525$42,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,857/yr
40% on housing$105,750/yr
45% on housing$94,000/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 19121$134
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19121$109
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Listed for sale$450,000
2021-10-08Sold$175,000
2021-09-24Pending sale$200,000

For Sale by Agent

AgentStefan H Schecter
BrokerageCity & Suburban Real Estate

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