1320 S 31st St, Philadelphia, PA, 19146
About This Home
Welcome to 1320 S 31st Street, a beautifully maintained newer construction townhouse located in the heart of Philadelphia’s Grays Ferry neighborhood, just minutes from the vibrant Graduate Hospital and Center City districts. This stunning 3-bedroom, 3-bathroom home offers the perfect balance of modern luxury and classic Philadelphia character. Upon entering, you’re welcomed by an open-concept living area featuring gleaming maple hardwood floors, soaring ceilings, and oversized windows that flood the space with natural light. The gourmet kitchen is thoughtfully designed with quartz countertops, stainless steel appliances, and custom cabinetry—ideal for both entertaining and everyday cooking. The second floor features two generously sized bedrooms with ample closet space and access to a modern full bathroom adorned with contemporary finishes. The third-floor owner’s suite serves as a true retreat, complete with a spacious primary bedroom, an oversized spa-inspired ensuite bathroom, and direct access to a private rooftop deck. Enjoy sweeping views of the Philadelphia skyline—perfect for morning coffee or evening relaxation. The fully finished lower level includes a third full bathroom and provides versatile space for a home gym, media room, or guest quarters. Outside, the private rear patio offers a peaceful urban escape ideal for entertaining or unwinding. Conveniently located near the Schuylkill River Trail, major highways, and all that Center City has to offer, this home delivers the best of both city living and neighborhood charm. Don’t miss your chance to own this exceptional property—schedule your tour today!
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick,Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: Townhouse
- Architectural style: Colonial,Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Features
- Finished area above ground: 2,284
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,284
- Total interior livable area: 2,284 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 362274300
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,113 | $25,356 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $424 | $5,088 |
| Electricity | $250 | $3,007 |
| Total | $2,883 | $34,596 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $438,000 |
| 2026-02-02 | Listing removed | $420,000 |
| 2025-07-05 | Pending sale | $420,000 |
| 2025-07-01 | Price change | $420,000 |
| 2025-06-12 | Listed for sale | $449,900 |
| 2025-05-21 | Listing removed | $475,999 |
| 2025-02-09 | Listed for sale | $475,999 |
| 2025-02-09 | Listing removed | $492,888 |
| 2024-12-03 | Listed for sale | $492,888 |
| 2024-08-29 | Listing removed | $492,888 |
| 2024-04-07 | Listed for sale | $495,999 |
| 2022-09-20 | Sold | $420,000 |
| 2022-07-22 | Pending sale | $440,000 |
| 2022-07-19 | Contingent | $440,000 |
| 2022-07-07 | Listed for sale | $440,000 |
| 2015-12-18 | Sold | $15,000 |
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