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2620 Emerald St, Philadelphia, PA, 19125

3beds
3baths
3,000sqft
$717,000
$239price/sqft
$5,022/moest. monthly cost
$200,880/yrincome needed

About This Home

A striking corner residence where sophisticated design meets elevated city living — steps from the pulse of Frankford Avenue in the heart of 19125. Bathed in natural light from its coveted southern exposure, this 3BR/3BA home commands attention with an expansive open-concept living and dining space built for both entertaining and everyday luxury. The gourmet kitchen is a true showpiece — veined granite countertops, premium stainless appliances, a statement island with seating, built-in wine refrigerator, and soft-close cabinetry throughout. A private backyard retreat extends the living space outdoors. The finished lower level impresses with soaring ceilings, designer tile, and a full bath — ready for a media lounge, guest suite, gym, or home office. Two generously sized bedrooms anchor the second floor on opposite ends, separated by a beautifully finished bath and in-unit laundry. The entire third floor is your sanctuary — a sprawling primary suite with an oversized walk-in closet and spa bath featuring dual vanity, glass-enclosed shower, and freestanding soaking tub. Above it all: a private rooftop deck with unobstructed Center City skyline views. Morning coffee. Sunset cocktails. City lights. Fishtown at its finest — steps from acclaimed dining, boutique shopping, nightlife, and transit. Rare. Refined. Ready.

Getting Around

83
WalkingVery Walkable
70
TransitExcellent Transit
84
BikeVery Bikeable

Schools

4/10
Brown Henry A SchoolGrades PK-80.1 mi
3/10
Kensington HSGrades 9-120.2 mi
4/10
Kensington Culinary ArtsGrades 9-120.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Dishwasher,Disposal,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Pantry,Bathroom - Tub Shower
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 311073800
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 957 sqft
  • Features: Corner Lot
  • Lot size dimensions: 17.00 x 58.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,625$43,500
Home Insurance *$368$4,416
Property Taxes $700$8,400
Electricity $329$3,949
Total$5,022$60,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,182/yr
40% on housing$150,660/yr
45% on housing$133,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 19125$215
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19125$235
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$730,000
2026-04-21Listed for sale$735,000
2023-08-24Sold$550,000
2023-08-12Pending sale$560,000
2023-07-28Contingent$560,000
2023-07-25Price change$560,000
2023-06-28Price change$575,000
2023-06-15Listed for sale$599,000
2020-05-08Listing removed$2,700
2020-04-29Listed for rent$2,700
2020-04-28Listing removed$495,000
2020-01-15Listed for sale$495,000
2017-06-23Sold$45,000

For Sale by Agent

AgentRalph Harvey
BrokerageListWithFreedom.com

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