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1131 Stringers Ridge Rd APT 9J, Chattanooga, TN, 37405

3beds
2baths
1,475sqft
$399,900
$271price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

Rare 3BR Opportunity at The Pinnacle! Unit 9J is the only 3-bedroom floor plan currently available in this gated high-rise. This spacious corner condo (1,475 sq ft) with a private balcony offers stunning 270-degree views of the mountains, river, and ridge from a northwest-facing location. This is an exceptional way to get into the desirable Northshore area at a competitive price point, with extensive upgrades and monthly dues that cover many typical ownership costs (electric, water, sewer, pest control, trash, and more). Updated with over $83,000 in high-quality improvements, including: • All new Renewal by Andersen windows and sliding door • New AC units and ductwork • Brand-new hardwood floors & baseboards • New electrical service panel • All light switches and power receptacles replaced • Plumbing updates • New matching appliances • Freshly painted • Custom Hunter Douglas Solar Shades throughout The Pinnacle has been refreshed with a new roof (2019), new elevators and laundry rooms (2025), and a major Capital Project for extensive exterior and interior renovations currently underway (2026). Enjoy resort-style amenities: saltwater pool, fitness center, clubhouse, theater room, BBQ/picnic areas, and secure parking, all just minutes from downtown Chattanooga, the Northshore, Coolidge Park, restaurants, and major hospitals. Priced to sell quickly, this stands out as one of the largest and most spacious units in the building with an outstanding combination of space, views, upgrades, and included ownership costs. Private showings available now.

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.4 mi
5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Brick Veneer,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Cooktop,Exhaust Fan,Electric Oven,Electric Range,Microwave,Refrigerator,Smart Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 8 x 10

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Entrance Foyer,Granite Counters,High Ceilings,Storage,Walk-In Closet(s),Tub/shower Combo,Separate Dining Room
  • Window features: Double Pane Windows,Screens,Solar Screens
  • Flooring: Carpet,Engineered Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,475

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units,Zoned

Interior Area

  • Total structure area: 1,475
  • Total interior livable area: 1,475 sqft

Kitchen

  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Living Room

  • Level: First
  • Area: 224
  • Dimensions: 14 x 16

Master Bedroom

  • Level: First
  • Area: 216
  • Dimensions: 18 x 12

Other

  • Area: 48
  • Dimensions: 8 x 6

Property

Accessibility

  • Accessibility features: Accessible Common Area

Details

  • Parcel number: 126n C 003 C098
  • Special condition: Agent Owned
  • Other equipment: None

Features

  • Levels: One
  • Stories: 14
  • Pool features: Association,Community,Fenced,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: None
  • Exterior features: Balcony,Smart Lock(s)
  • Spa features: None
  • Has view: Yes
  • View description: Hills,Mountain(s),Neighborhood,Panoramic,River,Ridge,Skyline,Trees/Woods,Valley,Water
  • Has water view: Yes
  • Water view: River,Water

Lot

  • Features: Landscaped,Many Trees,Native Plants,Rock Outcropping
  • Lot size dimensions: 0

Parking

  • Parking features: Asphalt,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $216$2,592
Property Taxes $460$5,520
Electricity $175$2,103
Total$2,873$34,476

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$242
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$399,900
2026-06-22Price change$409,000
2026-06-15Price change$419,000
2026-06-08Price change$429,000
2026-06-01Price change$439,000
2026-05-25Listed for sale$450,000
2023-01-27Sold$305,000
2022-12-15Contingent$308,500
2022-12-12Price change$308,500
2022-10-15Price change$325,000
2022-10-11Price change$339,000
2022-10-06Price change$344,900
2022-09-27Listed for sale$349,000
2022-09-17Listing removed--
2022-09-02Listed for sale$350,000
2022-08-09Sold$305,000
2022-07-15Pending sale$299,000
2022-07-15Listed for sale$299,000
2022-07-13Pending sale$299,000
2022-07-11Listed for sale$299,000
2022-07-10Contingent$299,000
2022-07-08Listed for sale$299,000
2016-12-13Sold$175,000
2012-10-15Sold$173,000
2011-09-19Sold$164,000

For Sale by Agent

AgentTony Anderson
BrokerageKeller Williams Realty

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