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13912 31st Dr SE, Mill Creek, WA, 98012

3beds
3baths
1,718sqft
$879,000
$512price/sqft
$5,349/moest. monthly cost
$213,960/yrincome needed

About This Home

Updated CamWest two-story home in the Northpointe community of Mill Creek offering 1,718 sq ft, 3 bedrooms, and 2.25 bathrooms with a remodeled kitchen and smart-wired features. The open-concept layout provides abundant natural light and a functional floorplan designed for everyday living. The updated kitchen features stainless steel appliances, an upgraded induction-style oven, updated lighting, fresh interior paint, and newly painted exterior trim. The main living area includes engineered hardwood flooring and a gas fireplace. Upstairs, the primary suite offers a walk-in closet and ensuite bath, with durable LVP flooring throughout the upper level. The home is wired with ethernet and security connectivity and includes an On-Q Smart Panel supporting modern smart-home functionality. Enjoy a fully fenced, low-maintenance yard with a large patio built from long-lasting composite decking and an extendable awning, creating a comfortable space for outdoor dining or relaxing. A long two-car garage provides additional storage or workspace and includes an EV outlet for convenient home charging. Low HOA dues and convenient access to shopping, dining, bus lines, commuter routes, and Mill Creek Exploration Playground nearby.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2012

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl Plank,Carpet
  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,718 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01053600007300
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Walk-In Closet(s)
  • Topography of land: Level

Lot

  • Lot size: 3,484 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Fully,Gas Available

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$124$1,488
Property Taxes $632$7,584
Electricity $149$1,793
Total$5,349$64,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,394/yr
40% on housing$160,470/yr
45% on housing$142,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 98012$442
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98012$455
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$879,000
2012-07-12Sold$289,950

For Sale by Agent

AgentMark Datskiy
BrokeragePellego, Inc.

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