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7627 Horatio Harris Creek Rd, Bradford, OH, 45308

3beds
1baths
1,571sqft
$340,000
$216price/sqft
$2,475/moest. monthly cost
$99,000/yrincome needed

About This Home

Situated on 10 peaceful acres in Greenville School District, this timeless 3 bed/1 bath farmhouse offers a rare opportunity to embrace authentic country living w/ space to grow, create, & connect. Ideal for hobby farming, 4-H projects, or homesteading dreams, the property provides freedom in a quiet rural setting. Lovingly cared for by the same owner for the past 20 years. Inside, classic architectural details, rich woodwork, & inviting living spaces create an atmosphere that feels both comfortable & enduring. Hardwood flooring, exposed beams, & natural light highlight the home’s authenticity, while multiple gathering areas allow flexibility for today’s lifestyles. The spacious country kitchen serves as the heart of the home — designed for everyday living, conversation, & connection. A primary bedroom & full bath on the main level add practical convenience, while the enclosed sunporch extends the living space seasonally, offering a peaceful place to enjoy morning coffee or unwind while taking in views of the surrounding countryside. Upstairs, traditional farmhouse bedrooms maintain their timeless charm. Beyond the home, the impressive 36x48 flat barn provides exceptional versatility for 2+ car garage storage, workshop use, livestock, or small-scale agricultural pursuits. The acreage itself delivers open views, privacy, & the opportunity to create a truly personalized rural lifestyle. Significant improvements offer both confidence & long-term peace of mind, including newer roof & vinyl siding (2021), updated HVAC system featuring heat pump & Trane propane furnace, sump pump, water softener, pressure tank, & a brand-new septic system w/ aerator, pump tank, & leach field installed in 2025. For buyers seeking land, authenticity, & the quiet beauty of country living — this property presents a meaningful opportunity to continue a well-loved legacy while creating the next chapter of rural life.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 18 x 10

Bedroom

  • Level: Second
  • Dimensions: 18 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 18 x 13

Florida Room

  • Level: Main
  • Dimensions: 8 x 25

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,571
  • Total interior livable area: 1,571 sqft

Kitchen

  • Level: Main
  • Dimensions: 18 x 14

Laundry

  • Level: Main
  • Dimensions: 10 x 9

Living Room

  • Level: Main
  • Dimensions: 18 x 12

Master Bedroom

  • Level: Main
  • Dimensions: 12 x 13

Property

Details

  • Parcel number: A02031014000040200
  • Zoning: Residential,Agricultural
  • Zoning description: Residential,Agricultural

Features

  • Levels: One and One Half
  • Patio & porch: Porch
  • Exterior features: Fence,Porch

Lot

  • Lot size: 10 Acres
  • Lot size dimensions: 10 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$320$3,840
Property Taxes $243$2,916
Electricity $193$2,320
Total$2,475$29,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,857/yr
40% on housing$74,250/yr
45% on housing$66,000/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 45308$186
Darke County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 45308$97
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$350,000
2026-05-01Pending sale$350,000
2026-03-17Listed for sale$350,000
2010-10-26Sold$130,000
2005-11-15Sold$136,000
1998-05-20Sold$85,000
1998-01-12Sold$65,000

For Sale by Agent

AgentSue E Bowman, Howard Hanna Real Estate Serv
BrokerageHoward Hanna Real Estate Serv

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