280 Virginia Ridge Rd, Philo, OH, 43771
About This Home
Expansive country property featuring approximately 4,760 sq ft of living space on 5 scenic acres complete with a private pond. Offering an impressive 23+ rooms, this unique residence includes 9 bedrooms, 4 full baths, and an additional half bath, providing exceptional space for large households, extended family, or future income possibilities. Currently utilized as a single-family home, the layout also presents the potential to accommodate multiple living quarters with a variety of configuration options. Spacious upper and lower levels provide flexibility for recreation areas, home offices, guest suites, and more. Recent updates and improvements have been completed, including a newer roof, adding additional value and peace of mind. Property is serviced by public water and septic system with drain field. Attached multi-bay garage offers abundant room for vehicles, storage, equipment, or workshop space. A rare opportunity to own a versatile property with endless possibilities in a peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 9
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Features
- Fireplace features: Other
Heating & Cooling
- Heating features: Baseboard,Wood
- Cooling features: Window Unit(s)
Property
Details
- Parcel number: 20602049013
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 5.01 Acres
- Lot size dimensions: 5.2
Parking
- Total spaces: 4
- Parking features: Attached,Garage,Unpaved
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $201 | $2,412 |
| Electricity | $193 | $2,320 |
| Total | $1,953 | $23,436 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $275,000 |
| 2026-07-23 | Listed for sale | $289,000 |
| 2026-07-16 | Pending sale | $289,000 |
| 2026-06-22 | Price change | $289,000 |
| 2026-05-22 | Listed for sale | $297,500 |
| 2025-12-25 | Listing removed | $297,900 |
| 2025-11-10 | Price change | $297,900 |
| 2025-09-18 | Listed for sale | $299,900 |
| 2019-04-10 | Listing removed | $875 |
| 2019-03-20 | Price change | $875 |
| 2019-02-21 | Listed for rent | $975 |
| 2015-07-23 | Listing removed | -- |
| 2015-04-10 | Listed for sale | -- |
| 2014-12-01 | Listing removed | $149,900 |
| 2014-11-21 | Price change | $149,900 |
| 2014-10-11 | Price change | $175,000 |
| 2014-08-08 | Price change | $199,900 |
| 2014-07-31 | Price change | $214,900 |
| 2014-07-21 | Listed for sale | $219,900 |
| 2007-10-17 | Sold | $14,900 |
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