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865 Saint Paul Church Rd, Clover, SC, 29710

5beds
6baths
7,055sqft
$1,150,000
$163price/sqft
$7,454/moest. monthly cost
$298,160/yrincome needed

About This Home

Set on over 10 scenic acres in sought-after Clover, this exceptional three-level residence blends timeless craftsmanship with modern comfort. The main-level primary suite offers a spa-inspired bath featuring a soaking tub, dual vanities, and dual walk-in closets. The gourmet kitchen is a chef’s delight, complete with an island, breakfast bar, generous cabinetry, and a sunlit bay-window dining nook. The two-story great room showcases exposed beams and a striking brick fireplace, complemented by an elegant formal dining room and a versatile office/study. Upstairs, you’ll find three bedrooms with three full baths, plus two additional flex rooms to suit your lifestyle. The fully finished walk-out basement extends the living space with a full kitchen, recreation room anchored by a second brick fireplace, private bedroom, and ample storage—ideal for hosting or multi-generational living. Outdoors, enjoy a true private retreat: an expansive deck, inviting in-ground pool, and entertainment-ready patio surrounded by natural beauty. For hobbyists and collectors, dual 3-car garages (attached and detached, with shop and half bath) provide ample space. With no HOA, proximity to Lake Wylie, and access to the award-winning Clover school district, this property delivers an exceptional blend of privacy, flexibility, and refined Carolina living. BACK ON MARKET AT NO FAULT OF SELLER, buyer had contingency

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Larne Elementary SchoolGrades PK-50.8 mi
5/10
Clover Middle SchoolGrades 6-83.0 mi
9/10
Clover High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Range,Gas Water Heater,Plumbed For Ice Maker,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Attic Other,Built-in Features,Soaking Tub,Kitchen Island,Pantry,Storage,Walk-In Closet(s),Whirlpool
  • Flooring: Carpet
  • Fireplace features: Family Room,Gas Log,Recreation Room
  • Attic: Other,Walk-In
  • Finished area below ground: 1,826
  • Finished area above ground: 5,229

Flex Space

  • Level: Upper

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,229
  • Total interior livable area: 7,055 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Other

  • Level: Upper

Other

  • Features: Built-in Features
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Level: Basement

Study

  • Level: Main

Property

Details

  • Parcel number: 3640000026
  • Zoning: RMX-20
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Deck
  • Waterfront features: None

Lot

  • Lot size: 10.78 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Driveway,Attached Garage,Detached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$454$5,448
Property Taxes $507$6,084
Electricity $678$8,141
Total$7,454$89,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,565/yr
40% on housing$223,620/yr
45% on housing$198,773/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 29710$192
York County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29710$209
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-11Listed for sale$1,150,000
2023-02-01Listing removed--
2022-10-28Listed for sale$1,300,000
2022-08-18Pending sale$1,300,000
2022-08-01Listed for sale$1,300,000
2022-07-22Listing removed--
2022-04-23Price change$1,400,000
2022-02-28Listed for sale$1,500,000
2002-01-16Sold$500,000

For Sale by Agent

AgentHoby Groves
BrokerageHoward Hanna Allen Tate Rock Hill

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