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3938 Agua Caliente Dr, Las Cruces, NM, 88012

5beds
3baths
3,010sqft
$444,500
$148price/sqft
$2,850/moest. monthly cost
$114,000/yrincome needed

About This Home

Live your best life in this large 2 story home! Amazing views of the Organ Mountains from your back yard and private balcony. Your options are endless. Make this property your forever home. There is plenty of space for entertainment with a large living room and kitchen, front flex room and nice back yard. This property has it all. Live here yourself or buy as an investment. Investors looking for an investment property, this is a great cash flowing short- and mid-term rental. This is right off Settlers Pass and walking distance to Rincon Hills Park. Flowing floor plan and move-in ready!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
5/10
Vista Middle SchoolGrades 6-82.4 mi
6/10
Onate High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Public Info
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Property

Details

  • Parcel number: 4008130458477

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Rock

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,247$26,964
Home Insurance *$152$1,824
Property Taxes $237$2,844
Electricity $214$2,568
Total$2,850$34,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,714/yr
40% on housing$85,500/yr
45% on housing$76,000/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 88012$161
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88012$189
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$459,900
2026-04-10Price change$464,900
2026-03-09Price change$469,900
2026-02-12Price change$479,900
2026-01-13Listed for sale$497,000
2022-05-16Sold--
2022-03-17Pending sale$400,000
2022-03-13Listed for sale$400,000
2022-02-22Pending sale$400,000
2022-02-15Listed for sale$400,000
2020-04-01Sold--
2020-02-28Pending sale$345,000
2020-02-04Listed for sale$345,000

For Sale by Agent

AgentJared Andrew English
BrokerageCongress Realty, Inc.

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