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1305 Horseshoe Creek Ln, Cumming, GA, 30041

4beds
4baths
2,793sqft
$625,000
$224price/sqft
$4,743/moest. monthly cost
$189,720/yrincome needed

About This Home

Craftsman charm with modern living— Designed with both style and functionality in mind, this beautifully maintained 4-bedroom, 3.5-bath home offers 2,793 square feet of thoughtfully designed living space. The sought-after main-level primary suite creates a private retreat, while the upstairs bonus loft/second living room is perfect for a teen hangout, media room, home office, or play space. The heart of the home is the open-concept design that flows effortlessly from Kitchen to the spacious family room—ideal for entertaining or everyday living. Elegant wide-plank hardwood floors, upgraded presidential trim package, and abundant natural light create a warm yet sophisticated feel throughout. Every bedroom features vaulted ceilings and generous walk-in closets, providing comfort and space for everyone. Step outside to your own private backyard oasis, complete with a large flagstone patio, covered seating area with ceiling fans, and a fully fenced, flat backyard—perfect for relaxing, entertaining, or enjoying quiet evenings at home. Perfectly positioned just minutes from GA-400, shopping, dining, the hospital and Lake Lanier. This home offers the convenience of everything you need while still enjoying the peaceful charm of a country setting. Residents enjoy exceptional neighborhood amenities, including a zero-entry style pool, nature trails, and a playground. This is the perfect blend of modern design, everyday comfort, and an unbeatable location. Move-in ready and waiting for you to call it home. Text me for further details and scheduling a showing or better yet, let's write a contract

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
8/10
Lakeside Middle SchoolGrades 6-82.2 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Double Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room,In Hall,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • High Ceilings 9 ft Upper,High Ceilings 9 ft Main,High Speed Internet,Tray Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Insulated Windows
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,793
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,793
  • Total interior livable area: 2,793 sqft

Kitchen

  • Features: Cabinets Other, Eat-in Kitchen, Kitchen Island, Pantry Walk-In, Stone Counters, Wine Rack

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Vaulted Ceiling(s)

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 153 100
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Awning(s),Lighting
  • Spa features: None
  • Fencing: Back Yard,Fenced,Wood
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Wooded,Private,Front Yard
  • Lot size dimensions: 108 x 108

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$231$2,772
Property Taxes $1,081$12,972
Electricity $271$3,256
Total$4,743$56,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,617/yr
40% on housing$142,290/yr
45% on housing$126,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 30041$225
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30041$221
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$625,000
2020-06-18Sold$355,000
2020-04-13Pending sale$360,000
2020-04-08Listed for sale$360,000
2014-04-30Sold$275,854
2014-02-20Listed for sale$270,140

For Sale by Agent

AgentJOSEPH ADDINGTON
BrokerageDime Real Estate, LLC.

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