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1099 Gravel Hill Rd, Ligonier, PA, 15658

--beds
--baths
--sqft
$199,000
--price/sqft
$1,523/moest. monthly cost
$60,920/yrincome needed

About This Home

Endless potential with this 1.5-acre level lot and beautiful mountain views! Seize the rare opportunity to create your custom dream estate on this spectacular parcel, offering breathtaking mountain views from multiple vantage points. Currently situated on the land is a highly versatile, structurally updated building formerly operated as a gun museum and working gunsmith shop. This building is a fantastic asset for entrepreneurs, featuring a finished first-floor office, a new furnace (2020), upgraded electrical, a newer roof, custom windows, and new garage doors. The building includes a 2-car garage with an enormous, finished second floor. Highlighted by stunning beamed ceilings and beautiful hardwood floors, this expansive upper level is primed for conversion into a unique living space, studio, or workshop. The lower level also includes the classic convenience of two "Pittsburgh potties." Whether you choose to utilize the existing versatile layout while building your custom residence elsewhere on the property, or convert the current structure into your primary living quarters, the canvas is yours. Essential infrastructure is already in place, including an on-site septic system and a well (not yet connected to the building). Don't miss out on this incredible live-work opportunity or homesite in a prime location with scenic vistas!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Mellon El SchoolGrades PK-51.5 mi
6/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1936

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Features

  • Flooring: Hardwood

Heating

  • Heating features: Oil

Property

Details

  • Parcel number: 5117000177

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 1.5

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$94$1,128
Property Taxes $199$2,388
Electricity $224$2,692
Total$1,523$18,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,217/yr
40% on housing$45,690/yr
45% on housing$40,613/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15658$255
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15658$208
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$199,000

For Sale by Agent

AgentPamela Morford
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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