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491 Sapphire Rd, Woodland, WA, 98674

5beds
5baths
5,272sqft
$1,350,000
$256price/sqft
$8,552/moest. monthly cost
$342,080/yrincome needed

About This Home

The incredible views of Mt Hood and the Lewis River from the enormous, covered deck are just the start of this amazing home. Custom-built in 2006, the home is built with ICF (Insulated Concrete Foam), creating fantastic energy cost savings (less than $300 per month energy bill), a quieter home, and a 4-hour fire rating. Entire first floor of is ADA accessible; no step entry from the front door or the dual garage entries, widened hallways, doorways and low curb showers. The home features 3 Primary Suites on the main! Each with incredible features. Largest Primary bedroom; southern exposure, dual sinks, deep jetted tub, walk in tile shower, walk in closet. The 2nd Primary bedroom; also, southern exposure, wheelchair accessible bathroom sink, jetted tub, walk in closet, room for a bed, couch, TV and more. 3rd Ensuite on the main large enough to have a King-sized bed, end tables, dresser and walking around room with attached bathroom and closet. Spacious Den also on the main with French Doors, built in bookshelves, desk and cabinets with Bamboo floors. Gourmet chef’s kitchen with Wolf induction range, double convection ovens (replaced in 2026), new Bosch refrigerator, Walnut cabinetry with specialty drawers and storage galore with kitchen walk in pantry plus 2nd walk in pantry in the laundry room. Living room to host all the family for the holidays, vaulted ceiling, built in bookcases and fireplace. Lower-level daylight basement attributes include sizeable bedrooms 4 & 5, full bathroom, kitchenette, theater/family room, billiard/storage room and mechanical room. Hydronic floor heating in both levels (with multiple zones for controlling heat), 2 tankless water heaters, AC, water treatment system, built in surround sound, security system, recently serviced and inspected septic. Don’t miss the shop—27’ x 37’ with 12-foot-tall door overhead garage door, ½ bathroom, room for toys and lofted storage above.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Woodland Middle SchoolGrades 5-82.6 mi
4/10
Woodland High SchoolGrades 9-121.9 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Daylight Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Appliance Garage,Convection Oven,Dishwasher,Disposal,Double Oven,Free-Standing Refrigerator,Microwave,Plumbed For Ice Maker,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Water Softener,Built-In Range,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Separate Living Quarters Apartment Aux Living Unit

Bedroom2

  • Features: Bathroom,Closet, Ensuite, Walkin Shower, Wallto Wall Carpet
  • Level: Main
  • Area: 380

Bedroom3

  • Features: Laminate Flooring
  • Level: Lower
  • Area: 209

Bedroom5

  • Features: Exterior Entry,Laminate Flooring
  • Level: Lower
  • Area: 304

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bathrooms: 4

Dining Room

  • Features: Formal,Tile Floor
  • Level: Main
  • Area: 280

Family Room

  • Features: Eat Bar, Kitchen,Wallto Wall Carpet
  • Level: Lower
  • Area: 420

Features

  • High Ceilings,High Speed Internet,Plumbed For Central Vacuum,Sound System,Vaulted Ceiling(s),Bathroom,Walk-In Closet(s),Bookcases,Built-in Features,Closet,Walkin Shower,Formal,Eat Bar,Kitchen,Gourmet Kitchen,Kitchen Island,Pantry,Double Vanity,Granite,Loft,Plumbed,Tile
  • Door features: French Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Bamboo,Wall to Wall Carpet,Tile,Laminate,Concrete
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,272
  • Total interior livable area: 5,272 sqft

Kitchen

  • Features: Builtin Range, Dishwasher, Disposal, Gourmet Kitchen, Island, Microwave, Pantry,Double Oven, Double Sinks, Free Standing Refrigerator, Granite, Tile Floor
  • Level: Main
  • Area: 330

Living Room

  • Features: Bookcases, Builtin Features, Exterior Entry, Fireplace,Vaulted Ceiling
  • Level: Main
  • Area: 676

Master Bedroom

  • Features: Double Sinks, Ensuite, Jetted Tub, Walkin Closet, Walkin Shower, Wallto Wall Carpet
  • Level: Main
  • Area: 360

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Entrance,Accessible Full Bath,Caregiver Quarters,One Level,Parking,Past Accessibility,Rollin Shower,Utility Room On Main,Walkin Shower,Accessibility,Handicap Access

Details

  • Parcel number: EA0615013
  • Zoning: Rural
  • Other equipment: Home Theater

Features

  • Stories: 2
  • Patio & porch: Covered Deck,Deck,Porch
  • Exterior features: Water Feature,Yard,Exterior Entry
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Seasonal

Lot

  • Lot size: 4.73 Acres
  • Features: Private,Sloped,Trees,Acres 3 to 5

Parking

  • Total spaces: 3
  • Parking features: Driveway,Off Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Earthquake
Winter Weather

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$349$4,188
Property Taxes $1,017$12,204
Electricity $360$4,327
Total$8,552$102,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,211/yr
40% on housing$256,560/yr
45% on housing$228,053/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 98674$246
Cowlitz County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 98674$294
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$1,350,000
2003-10-17Sold$95,000

For Sale by Agent

AgentJennifer Belmore
BrokerageWindermere Northwest Living

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