4251 Acacia Rd, York, SC, 29745
About This Home
Rare opportunity to own a Lake Wylie waterfront home in South Carolina with flat, usable lake frontage, no HOA, and two private docks—a highly sought-after combination that is difficult to find. Located on a wide, scenic stretch of Lake Wylie, this property offers long-range water views, excellent privacy, and direct access to one of the most desirable lakefront areas near the Charlotte region. Ideal for buyers searching Lake Wylie homes for sale with dock, waterfront property near Charlotte NC, or a buildable lakefront lot. The main home features 2 bedrooms, 1 full bathroom, with a flexible layout including potential for two kitchens, making it perfect for renovation, Airbnb/short-term rental, or multi-generational living. The home is currently mid-renovation, giving buyers the ability to customize and add value. A major highlight is the separate guest house (1 bed, 1 bath)—ideal for a guest suite, rental income property, pool house, or home office. This added structure creates strong appeal for buyers looking for income-producing waterfront property or additional living space. The flat waterfront lot with easy walk-to-water access is perfect for outdoor living, entertaining, or building a custom luxury lake home. Whether you’re searching for a fixer-upper on Lake Wylie, a tear-down to build new construction, or a move-in ready lake investment property, this listing checks every box. Don’t miss this chance to own a prime Lake Wylie waterfront property with endless potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Lower Level
Basement
- Basement: Partially Finished
Bathroom Full
- Level: Upper
Bathroom Full
- Level: 2nd Living Quarters
Bathroom Full
- Level: 2nd Living Quarters
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: Lower
Family Room
- Level: Lower
Features
- Flooring: Brick
- Fireplace features: Wood Burning
- Finished area below ground: 0
- Finished area above ground: 2,323
Heating & Cooling
- Heating features: Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,323
- Total interior livable area: 2,323 sqft
Kitchen
- Level: Lower
Laundry
- Level: Lower
Living Room
- Level: Upper
Other
- Level: 2nd Living Quarters
Other
- Level: 2nd Living Quarters
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 5810000023
- Zoning: RC-I
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Covered structure,Dock,Waterfront
- Waterbody name: Lake Wylie
Lot
- Lot size: 0.75 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Detached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in York County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,474 | $53,688 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $390 | $4,680 |
| Electricity | $223 | $2,680 |
| Total | $5,454 | $65,448 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $884,900 |
| 2026-02-26 | Listed for sale | $899,000 |
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