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528 E Us Highway 290, Carmine, TX, 78932

4beds
3baths
3,416sqft
$729,000
$213price/sqft
$5,311/moest. monthly cost
$212,440/yrincome needed

About This Home

Included w/reasonable offer- POOL TABLE, PATIO FURNITURE. UNRESTRICTED! A rare blend of peaceful COUNTRY LIVING & future COMMERCIAL opportunity. 1 minute to CARMINE. 10 minutes to ROUND TOP >3,400 sq ft. 4/3-including a JACK & JILL upstairs & a spacious downstairs GUEST SUITE/GAME/FLEX room w/private bath & closet, wood-burning fireplace, w/access to back porch, garage, kitchen & front yard- making this a versatile space! COVERED FRONT/REAR PORCHES, IN-GROUND POOL/SPA, perfect for unwinding in your private retreat. FORMAL ENTRY, LARGE LIVING & DINING rooms, WELCOMING KITCHEN w/breakfast area—ideal for gatherings. Generous UTILITY ROOM/BUTLER'S PANTRY, plenty of STORAGE, COUNTER SPACE, FARMHOUSE SINK, easy access to the back porch & primary bath. ELECTRIC gated entry, FULLY FENCED & cross-fenced, dotted w/MATURE OAKS, CEDAR, PECAN, & CREPE MYRTLE trees, adding NATURAL BEAUTY & SHADE. OVERSIZED GARAGE, 2 SHEDS keep everything neat & functional.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Burton Elementary SchoolGrades PK-65.2 mi
7/10
Burton High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Electric Oven,Electric Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Primary Bed - 1st Floor,Split Plan,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,416
  • Total interior livable area: 3,416 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Jetted Tub,Primary Bath: Soaking Tub,Secondary Bath(s): Shower Only,Two Primary Baths,Vanity Area

Property

Details

  • Parcel number: R40886
  • Exclusions: Personal Property

Features

  • Private pool: Yes
  • Pool features: Gunite
  • Spa features: Spa/Hot Tub
  • Fencing: Cross Fenced,Fenced
  • Topography of land: Level

Lot

  • Lot size: 3.47 Acres
  • Features: Wooded,2 Up to 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Electric Gate,Attached,Oversized,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$793$9,516
Property Taxes $457$5,484
Electricity $375$4,501
Total$5,311$63,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,091/yr
40% on housing$159,330/yr
45% on housing$141,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.4%
-7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 78932$347
Fayette County$409

vs Homes Sold Last Month

Median $/sqft

ZIP 78932$241
Fayette County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Price change$729,000
2026-04-27Price change$739,000
2026-01-29Price change$749,000
2025-09-25Price change$755,000
2025-08-23Price change$775,000
2025-07-17Price change$800,000
2025-06-20Listed for sale$825,000
2022-03-09Listing removed--
2022-01-13Pending sale$595,000
2021-12-20Listed for sale$595,000

For Sale by Agent

AgentCandace Cornell
BrokerageBill Johnson & Assoc. Real Estate

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