4070 Mount Gallant Rd, Rock Hill, SC, 29732
About This Home
Rare find in Rock Hill—over 2 acres, a massive powered workshop, and walkable access to Lake Wylie. Imagine being able to walk or take a quick golf cart ride to the lake whenever you want—morning coffee by the water, sunset walks, or spontaneous afternoons at Ebenezer Park or Lake Club Marina. This is the kind of everyday lifestyle that makes this property truly special—and incredibly hard to find. Set on a beautifully positioned corner lot with a mature magnolia tree, this fully renovated home offers the space, flexibility, and functionality buyers are searching for—without giving up convenience. Inside, you’ll find a bright and inviting layout with 2,600+ square feet, featuring a spacious family room, abundant natural light, and a stunning picture window overlooking the property. A cozy wood-burning fireplace (with rebuilt firebox in 2025) anchors the keeping room, while the huge family room provides a flexible retreat for relaxing, working, or hosting guests. The layout is both functional and versatile, with three bedrooms on the main level and a private, oversized primary suite upstairs, creating a true retreat with space and separation. Step outside and the property truly opens up—over 2 acres with a fully fenced 1-acre field plus additional enclosed yard areas , offering endless possibilities for recreation, pets, storage, or simply enjoying the outdoors. For those needing space to work, build, or store, the 1,200+ sq ft detached garage/workshop is a standout feature—complete with power, pneumatic air lines, and compressor, ready for serious projects or hobby use . A 3-car carport adds even more flexibility. Recent updates include: New roof on detached garage/workshop (2025) Rebuilt fireplace firebox (2025) New HVAC system for second level (2024) Expanded and fenced outdoor spaces (2024) Conveniently located between Rock Hill and Lake Wylie with easy access to I-77 and a short drive to Charlotte, this property offers the rare combination of space, functionality, and location—with no HOA restrictions . If you've been looking you know it doesn't come along often - combining land, storage, lake access, and everyday livability in a unique homestead property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Crawl Space,Slab
- Construction materials: Brick Partial,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Area
- Level: Main
Family Room
- Level: Main
Features
- Soaking Tub,Walk-In Closet(s),Whirlpool
- Flooring: Carpet,Tile,Vinyl,Wood
- Fireplace features: Family Room,Wood Burning
- Finished area below ground: 0
- Finished area above ground: 2,635
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,635
- Total interior livable area: 2,635 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 5860101010
- Zoning: RC-I
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio,Rear Porch
- Fencing: Back Yard,Partial
Lot
- Lot size: 1.88 Acres
- Features: Cleared,Corner Lot,Level,Private
Parking
- Total spaces: 8
- Parking features: Attached Carport,Driveway,Detached Garage,Parking Space(s),Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
- Uncovered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in York County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $231 | $2,772 |
| Electricity | $253 | $3,040 |
| Total | $3,339 | $40,068 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $525,000 |
| 2022-03-31 | Sold | $425,000 |
| 2015-06-25 | Sold | $200,000 |
For Sale by Agent
View on Zillow