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185 Veterans St, Smithmill, PA, 16680

4beds
2baths
1,542sqft
$209,900
$136price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

Welcome to 185 Veterans Street--your dream home in the Moshannon Valley School District! This beautifully renovated 4-bedroom, 2-bath residence sits on a spacious lot and offers modern comfort throughout.Step inside to find brand new flooring and plush new carpeting, along with fresh paint, updated lighting, and a bright, welcoming atmosphere in every room. The kitchen is the heart of the home, featuring stunning granite countertops, brand new stainless steel appliances, and a layout made for everyday meals and entertaining alike. Both renovated bathrooms provide a fresh, stylish touch and a relaxing place to unwind. You'll also love the peace of mind that comes with a new furnace and a fully updated, new kitchen. Don't miss your chance to own this exceptional property--schedule your showing today! Homes like this don't stay on the market long.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Stick-Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,542

Heating & Cooling

  • Heating features: Hot Water,Radiant,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,542
  • Total interior livable area: 1,542 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 118038269
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Strong Wind
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$131$1,572
Property Taxes $187$2,244
Electricity $224$2,692
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 16680
Clearfield County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 16680$75
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$209,900
2025-09-08Listing removed$174,900
2025-09-08Listed for sale$174,900
2025-08-14Contingent$174,900
2025-06-26Price change$174,900
2025-05-12Price change$179,900
2025-04-09Price change$194,900
2025-03-10Listed for sale$199,900
2025-02-28Contingent$199,900
2024-12-10Listed for sale$199,900
2024-03-25Sold$27,500

For Sale by Agent

AgentChristian Lezzer
BrokerageKeller Williams Advantage Realty

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