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43196 Whelplehill Ter, Ashburn, VA, 20148

4beds
4baths
2,614sqft
$730,000
$279price/sqft
$4,528/moest. monthly cost
$181,120/yrincome needed

About This Home

This home offers 4 bedrooms, 3.5 bathrooms, and a spacious layout across three finished levels. The entry level features a private bedroom and full bath, perfect for guests, a home office, or extra living space. Upstairs, the main level offers an open and bright floor plan with hardwood floors throughout, a large kitchen with granite countertops, stainless steel appliances, plenty of cabinet space, a center island, and room for casual dining. The kitchen flows seamlessly into the dining and living areas, making it ideal for everyday living and entertaining. The upper level includes a spacious primary suite with a walk-in closet and private bath, along with two additional bedrooms, a full hall bath, and convenient bedroom-level laundry. Residents enjoy access to outstanding community amenities, including multiple pools, fitness centers, walking trails, playgrounds, and community events. The HOA also takes care of lawn maintenance. Conveniently located near shopping, dining and the Silver Line Metro, this home offers both comfort and convenience in one of Ashburn's most desirable neighborhoods.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Rock Ridge High SchoolGrades PK-120.4 mi
8/10
Stone Hill Middle SchoolGrades 6-80.6 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 648

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Front Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 648
  • Finished area above ground: 1,966

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,614
  • Total interior livable area: 2,614 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 122169427000
  • Zoning: PDH4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 2,614 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Rear,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$97$1,164
Property Taxes $489$5,868
Electricity $251$3,021
Total$4,528$54,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,245/yr
40% on housing$135,840/yr
45% on housing$120,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 20148$287
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20148$256
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$699,000
2026-08-11Price change$715,000
2026-06-08Listed for sale$730,000
2024-08-27Listing removed$705,000
2024-08-08Listed for sale$710,000
2013-06-07Sold$379,195

For Sale by Agent

AgentRocio Cossich
BrokerageSamson Properties

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