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4825 E Us Highway 12, Michigan City, IN, 46360

3beds
2baths
1,652sqft
$308,900
$187price/sqft
$2,204/moest. monthly cost
$88,160/yrincome needed

About This Home

Welcome to your PERFECT getaway home in Michigan City. Just minutes to the beach, New Buffalo, the botanical gardens, wineries, breweries, casino and much more! Expertly redone, this 1500+ sq ft. home is loaded with custom finishes including modern ceramic flooring, signature crown moulding and HW flooring. The kitchen will blow you away w/ solid maple, soft-close cabinetry, adorned w/ white and gray quartz counters. Custom glass backsplash, under cabinet lighting, and brand-new SS appliances as well. Have a glass of local wine sitting at the kitchen peninsula while you enjoy the main floor living space, or head out to the .25 acre fenced backyard! The main floor has a nice sized bedroom/office space. Heading upstairs to the oversized bedrooms and stunning 3/4 bath w/ quartz top vanity & custom tiled shower. Rec room in the walkout basement is perfect for entertaining. Add'l perks include finished 2.5 car garage,

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
Michigan City High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Upper
  • Area: 157.5
  • Dimensions: 15.0 x 10.5

Bedroom3

  • Level: Main
  • Area: 110.25
  • Dimensions: 10.5 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower
  • Area: 125
  • Dimensions: 12.5 x 10.0

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Features

  • Recessed Lighting,Stone Counters
  • Finished area above ground: 1,352

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11.0 x 10.0

Laundry

  • Level: Lower
  • Area: 148.5
  • Dimensions: 13.5 x 11.0

Living Room

  • Level: Main
  • Area: 159.5
  • Dimensions: 14.5 x 11.0

Primary Bedroom

  • Level: Upper
  • Area: 178.5
  • Dimensions: 17.0 x 10.5

Property

Details

  • Parcel number: 460113327006000022
  • Special condition: Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,561$18,732
Home Insurance *$208$2,496
Property Taxes $251$3,012
Electricity $184$2,212
Total$2,204$26,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,565/yr
40% on housing$66,120/yr
45% on housing$58,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$175
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$299,800
2026-07-16Price change$308,900
2026-06-11Listed for sale$319,000
2022-01-04Sold$240,000
2021-10-28Price change$249,900
2021-10-09Price change$264,900
2021-10-01Listed for sale$274,900
2014-10-22Sold$41,054

For Sale by Agent

AgentGabriel Mihut
BrokerageRealest.com

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