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514 Birch Tree Ln, Michigan City, IN, 46360

1beds
1baths
860sqft
$199,000
$231price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Welcome to desirable Long Beach Pointe! This stunning and immaculately maintained 1 bedroom, 1 bath condo is the perfect downsizing opportunity or fabulous weekend getaway retreat! Move-in ready and completely remodeled, the gleaming Lifeproof Luxery vinyl flooring and lovely neutral color palette combine to give the open concept floor plan a flow and continuity conducive to today's lifestyle of ease in everyday living and entertaining. The kitchen features gorgeous soft close custom cabinetry, ceramic mosaic backsplash, stainless steel appliances including wine refrigerator, quartz counters and breakfast bar with pendant lighting. The huge adjoining living room area can be configured to suit your needs: living space, desk area, dining space and more! The large bedroom has an extra deep walk-in closet with shelving and stacked washer/dryer. The beautiful floral mural is an easily removed decal. The marble floored bath has a ceramic shower and tub with rain shower head and recessed shelves. You'll love the large balcony with room for chaises or table and chairs and perfect for your morning coffee or sunset views with your favorite beverage. A large storage unit provides plenty of room for extra tools and toys. The sparkling pool awaits your enjoyment all summer long and the pool house is available for your use at no cost for party fun with family and friends. Remodeled with the strictest attention to detail and with an artists' flair, you'll want to see this amazing condo today!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Michigan City High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Kitchen Island
  • Finished area above ground: 860

Foyer

  • Area: 28
  • Dimensions: 7.0 x 4.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 860
  • Total interior livable area: 860 sqft

Kitchen

  • Area: 195
  • Dimensions: 19.5 x 10.0

Living Room

  • Area: 234
  • Dimensions: 19.5 x 12.0

Primary Bedroom

  • Area: 170.5
  • Dimensions: 15.5 x 11.0

Property

Details

  • Parcel number: 460114429097000022
  • Special condition: Third Party Approval

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Features: Landscaped

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$134$1,608
Property Taxes $170$2,040
Electricity $184$2,212
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$175
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$247,000
2026-03-30Price change$259,000
2021-12-01Pending sale$126,900
2021-12-01Listed for sale$126,900
2021-11-30Sold$126,900
2021-10-26Contingent$126,900
2021-10-23Listed for sale$126,900
2015-04-15Sold$65,000
2014-12-18Price change$69,900
2014-09-05Price change$74,900
2014-08-05Listed for sale$79,900

For Sale by Agent

AgentNick Landers
BrokerageColdwell Banker Realty

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