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221 Charlotte Ave, Rock Hill, SC, 29730

1beds
1baths
775sqft
$250,000
$323price/sqft
$1,686/moest. monthly cost
$67,440/yrincome needed

About This Home

Experience refined charm and exceptional versatility in this beautifully appointed property, perfectly positioned in a highly desirable location. Zoned NO, this unique offering provides the rare opportunity to serve as an elegant private residence or a sophisticated office space. Rich in character, the interior showcases original built-in corner cabinetry and gleaming hardwood floors, creating a warm yet upscale ambiance. Situated in the heart of Rock Hill, this distinguished property offers the ultimate in convenience whether enjoying the vibrancy of downtown living or establishing your business in one of the area’s most coveted settings.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
6/10
Northwestern High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawl Space
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 775

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 775
  • Total interior livable area: 775 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 6271001021
  • Zoning: NO
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.04 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$108$1,296
Property Taxes $110$1,320
Electricity $204$2,449
Total$1,686$20,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,805/yr
40% on housing$50,580/yr
45% on housing$44,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 29730$136
York County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29730$203
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Listed for sale$250,000
2009-06-02Sold$88,000
2008-03-10Sold$40,000

For Sale by Agent

AgentFaith Funderburke
BrokerageFaith Funderburke Realty LLC

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