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9301 E Division Rd, Mill Creek, IN, 46365

4beds
3baths
3,325sqft
$715,000
$215price/sqft
$5,050/moest. monthly cost
$202,000/yrincome needed

About This Home

NOT FOR RENT This naturally beautiful and maintained peaceful and private 12.38 acre Equestrian facility that currently generates income is located on a low traffic road, will not disappoint. Numerous amenities in this 1840 SF home built in 2008, boasts a 9' ceilings main floor En Suite Bedroom and additional 3 bedrooms. Solid Oak Floors, Stainless appliances & granite counters in the custom kitchen. Open to the large living room with gas fireplace. The large finished basement with kitchen, full bath & 1 Bedroom with Egress. The 104 X 36 6 stall barn has water, electric and 1/2 bath. *SEE DOCUMENTS for Barn & Equestrian Property information detail. 2 additional parcels:46-08-34-300-004.000-068 & 46-08-34-300-005.000-068 included

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
9/10
New Prairie High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Humidifier,Exhaust Fan,Electric Range,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • 1st Bdrm En Suite,Built-in Desk,Ceiling-9+,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Kitchenette,Stand Up Shower,Tub/Shower Combination
  • Door features: Pocket Doors
  • Window features: Blinds
  • Flooring: Hardwood,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,485
  • Finished area above ground: 1,840

Heating & Cooling

  • Heating features: Geothermal,Propane Tank Rented
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,081
  • Total interior livable area: 3,325 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 460834300003.000068
  • Other equipment: Generator-Whole House,Sump Pump
  • Horse amenities: Horse Facilities

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Electric,Farm,Pet Fence,Woven Wire

Lot

  • Lot size: 12.38 Acres
  • Features: Irregular Lot,Few Trees,10-14.999,Pasture,Rural

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Heated Garage,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$469$5,628
Property Taxes $662$7,944
Electricity $304$3,657
Total$5,050$60,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,142/yr
40% on housing$151,500/yr
45% on housing$134,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 46365$319
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46365$141
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$735,000
2026-03-27Listed for sale$760,000
2026-03-27Pending sale$760,000
2026-03-24Price change$760,000
2025-12-11Listed for sale$800,000

For Sale by Agent

AgentThomas Hickey
BrokerageCressy & Everett - South Bend

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