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404 Community St, Rock Hill, SC, 29730

2beds
2baths
1,136sqft
$298,000
$262price/sqft
$1,970/moest. monthly cost
$78,800/yrincome needed

About This Home

Elegant, fully renovated, and ideally located in the heart of Rock Hill, this stunning 2-bedroom, 2-bath home blends timeless charm with modern sophistication. Thoughtfully redesigned throughout, the home features refined finishes, an inviting layout, beautifully updated bathrooms, and a designer-inspired kitchen perfect for everyday living and entertaining. Step outside and enjoy the privacy and convenience of a fully fenced-in yard, perfect for pets, outdoor gatherings, gardening, or simply relaxing in your own private space. Beyond the beautiful interior, this property offers exceptional added value and future flexibility. Seller has confirmed with the City of Rock Hill that the property allows for an approximately 400 sq ft detached garage and an approximately 600 sq ft accessory dwelling unit (ADU), creating opportunities for guest space, a home office, additional storage, or expanded living potential. Enjoy an unbeatable location just steps from the walking trail leading to Winthrop Lake and only minutes from Winthrop University, Glencairn Garden, downtown Rock Hill, shopping, dining, parks, and local entertainment. This move-in-ready home offers a rare combination of style, location, privacy, and possibility.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
4/10
Rock Hill High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6292208009
  • Zoning: SF-5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$129$1,548
Property Taxes $131$1,572
Electricity $204$2,449
Total$1,970$23,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,542/yr
40% on housing$59,100/yr
45% on housing$52,533/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 29730$135
York County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29730$203
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$290,000
2026-07-17Price change$298,000
2026-07-06Price change$305,000
2026-06-18Price change$312,000
2026-06-09Price change$325,000
2026-05-27Price change$330,000
2026-05-16Listed for sale$339,000
2025-10-16Sold$140,000
2025-08-12Price change$150,000
2025-07-01Listed for sale$180,000
2023-12-29Listing removed--
2023-12-10Listed for rent$1,400
2021-03-24Listing removed--
2019-01-10Listing removed$800
2019-01-06Listed for rent$800
2018-03-06Listing removed$48,359
2018-02-14Listed for sale--
2005-12-21Sold$65,000

For Sale by Agent

AgentHolly Cook
BrokerageALBRICK

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