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115 Rippavilla St, Saltillo, MS, 38866

4beds
2baths
2,469sqft
$399,900
$162price/sqft
$2,749/moest. monthly cost
$109,960/yrincome needed

About This Home

Ole South - An incredibly versatile layout that can accommodate everyone! This split floor plan has 4 bedrooms and 2 bathrooms total, but the extra large upstairs bedroom would also make a great bonus room. The kitchen has cabinets galore, stainless built-in appliances, and eat-at bar that opens to a comfy keeping area, breakfast nook, office built-in, and formal dining room or flex space. The spacious owner's suite has his and hers closets, tile shower, soaking tub, and a double vanity. The back patio is a great place to grill and gather while the kids enjoy the above-ground pool and covered sandbox feature in the huge, fenced back yard. For even more exploring and outdoor fun, the neighborhood has a lovely lake and a private, vehicle-free walking track. 2 year old HVAC, gorgeous hardwood flooring and crown molding throughout, roomy 2 car garage, and a casual front porch sitting area. Work from home or stream to your heart's content with super-fast internet in Saltillo school district. All info subject to verification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Saltillo Primary SchoolGrades PK-22.1 mi
5/10
Guntown Middle SchoolGrades 6-86.1 mi
7/10
Saltillo High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,469 sqft

Property

Details

  • Parcel number: 04602403900

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$265$3,180
Property Taxes $233$2,796
Electricity $229$2,754
Total$2,749$32,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,251/yr
40% on housing$82,470/yr
45% on housing$73,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 38866$137
Lee County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 38866$148
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$399,900
2026-07-20Listed for sale$409,000
2025-10-10Listing removed$425,000
2025-09-03Listed for sale$425,000
2019-06-27Listing removed$249,900
2018-09-19Price change$249,900
2018-08-03Price change$259,900
2018-04-25Price change$259,500
2018-03-27Listed for sale$269,500
2011-10-31Sold--

For Sale by Agent

AgentAmanda Leigh Miller
BrokerageTM REALTORS

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