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320 N Cascade St, New Castle, PA, 16101

4beds
2baths
1,944sqft
$259,900
$134price/sqft
$2,163/moest. monthly cost
$86,520/yrincome needed

About This Home

Country-modern charm meets classic farmhouse-colonial style in this spacious 4-bedroom, 2 bath home situated on an incredible 5.6 acres of level land. Offering character, warmth, and room to grow, this property combines timeless features with important updates. Step inside to a large four-season sunroom/den complete with laundry area and a rare original wood-fired pizza oven, creating the perfect gathering space for family and friends. The massive eat-in kitchen is the heart of the home, featuring abundant cabinetry, included appliances, and plenty of room for entertaining. A convenient pantry hallway and half bath add functionality to the main level. Just off the kitchen, step down into the dining room that flows seamlessly into the bright and spacious living room. An open staircase and centrally located fireplace create a welcoming focal point, while large windows fill the space with natural light. Upstairs, you'll find four generously sized bedrooms and a full bath featuring a double-sink vanity, providing comfort and convenience for everyday living. Outside, the possibilities are endless on 5.6 beautiful acres of flat, usable land. Additional outbuildings include a barn with a newer metal roof and a detached two-car garage with a concrete pad, offering ample storage and workspace. Recent updates include a 200-amp electrical service, furnace, and hot water tank, giving peace of mind to the next owner. Experience the perfect blend of country living, modern conveniences, and classic farmhouse-colonial character—all waiting for you to make it your own.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access

Bedroom2

  • Level: Upper
  • Dimensions: 14x9

Bedroom3

  • Level: Upper
  • Dimensions: 16x8

Bedroom4

  • Level: Upper
  • Dimensions: 14x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower
  • Dimensions: 25x12

Dining Room

  • Level: Main
  • Dimensions: 14x10

Entry Foyer

  • Level: Main
  • Dimensions: 7x5

Features

  • Pantry,Window Treatments
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Kitchen

  • Level: Main
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Dimensions: 24x14

Master Bedroom

  • Level: Upper
  • Dimensions: 14x13

Property

Details

  • Parcel number: 03052400

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5.60 Acres
  • Lot size dimensions: 5.6

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$355$4,260
Property Taxes $270$3,240
Electricity $224$2,692
Total$2,163$25,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,160/yr
40% on housing$64,890/yr
45% on housing$57,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 16101$83
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 16101$60
Lawrence County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$259,900
2026-07-02Price change$269,900
2026-06-01Listed for sale$279,900

For Sale by Agent

AgentFrancesca Ferrara
BrokerageCASTLE REALTY

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