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3492 Old Powder Springs Rd, Montgomery, AL, 36116

3beds
2baths
1,290sqft
$85,000
$66price/sqft
$781/moest. monthly cost
$31,240/yrincome needed

About This Home

Great patio home located in Cross Creek, 3 bedroom, 2 bath home has great room with fireplace, seperate dining area, eat-in-kitchen, master bath has garden tub and walk-in closet. Owner has replaced carpet & vinyl.

Getting Around

2
WalkingCar-Dependent
13
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

4/10
Crump Elementary SchoolGrades PK-51.1 mi
4/10
McKee Middle SchoolGrades 6-81.3 mi
1/10
Lanier Senior High SchoolGrades 10-124.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Eat In Kitchen

  • Level: First

Features

  • Garden Tub/Roman Tub,High Ceilings,Skylights
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,290 sqft

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0315030504000009004

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 4,796 sqft
  • Features: Outside City Limits,Cul-De-Sac
  • Lot size dimensions: 40 x 119.9

Parking

  • Parking features: Driveway,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Earthquake

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$87$1,044
Property Taxes $25$300
Electricity $240$2,881
Total$781$9,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,777/yr
40% on housing$23,430/yr
45% on housing$20,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 36116$123
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36116$113
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$75,000
2026-06-29Price change$85,000
2026-06-10Listed for sale$95,000

For Sale by Agent

AgentNeal Bright, Jr.
BrokeragePartners Realty

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