88 W 700 S, Payson, UT, 84651
About This Home
Offering $4,000 in concessions when buyer uses preferred lender! Or ask about the VA 5.25% assumable loan option, a rare opportunity in today's market! Perfectly positioned in the heart of Payson, this home puts you right in the middle of everything the city has to offer. You're just 4 minutes from the freeway, across the street from Smith's Food and Drug, and less than a mile from local schools, community parades, the city pool, and more - because convenience should be part of the package. Inside, you'll appreciate all new windows installed within the last two years, designed to unlatch and pull down for easy cleaning inside and out. The solar power system helps keep those electricity bills in check, leaving you with a little extra room in the budget for the fun stuff. Parking? Bring it all. Between the wrap-around driveway, front RV parking, rear gate access to MASSIVE RV/trailer parking, and plenty of additional space, there's room for the RV, the boat, the trailer... and probably your neighbor's if you're feeling generous. Sitting on a spacious .39-acre lot, you'll have plenty of room to bring your outdoor dreams to life with gardens, toys, gatherings, or that backyard project you've been pinning on Pinterest. As for those extra storage needs, the basement features a spacious cold storage room perfect for food storage, bulk shopping hauls, holiday supplies, or all the things you definitely needed from that last warehouse run. Either way, you'll have plenty of room to keep everything organized and out of sight. Buyer is advised to obtain an independent measurement.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Blt./Standing
- Year built: 1977
Materials
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Rambler/Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Softener Owned,Disposal,Free-Standing Range
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Entrance,Full,Walk-Out Access,Basement Entrance
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 2
Features
- Window features: None,Double Pane Windows
- Flooring: Carpet,Linoleum,Tile
- Number of fireplaces: 1
- Fireplace features: Fireplace Equipment
- Fireplace: Yes
- Finished area below ground: 1,184
- Finished area above ground: 1,247
Heating & Cooling
- Heating features: Electric,Active Solar
- Cooling features: Evaporative Cooling
Interior Area
- Total structure area: 2,494
- Total interior livable area: 2,494 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 081260004
- Zoning description: Single-Family, Commercial
- Exclusions: Dryer,Gas Grill/BBQ,Washer,Window Coverings,Video Door Bell(s),Video Camera(s)
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s)
- Topography of land: Terrain,Terrain Grad Slope
- Residential vegetation: Fruit Trees,Landscaping: Full,Mature Trees
Lot
- Lot size: 0.39 Acres
- Features: Sprinkler: Auto-Full,Gentle Sloping
- Lot size dimensions: 0.0 x 0.0 x 0.0
Parking
- Total spaces: 9
- Parking features: Covered,RV Access/Parking
- Covered spaces: 2
- Uncovered spaces: 7
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Utah Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance | $94 | $1,128 |
| Property Taxes | $207 | $2,484 |
| Electricity | $169 | $2,039 |
| Total | $2,947 | $35,364 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $499,900 |
| 2026-04-08 | Price change | $500,000 |
| 2026-03-23 | Price change | $510,000 |
| 2025-10-15 | Price change | $514,498 |
| 2025-10-02 | Price change | $514,499 |
| 2025-07-17 | Price change | $514,500 |
| 2025-06-27 | Price change | $515,000 |
| 2022-05-09 | Pending sale | $480,000 |
| 2022-05-04 | Listed for sale | $480,000 |
| 2020-05-21 | Listing removed | $309,900 |
| 2020-04-29 | Price change | $309,900 |
| 2020-01-16 | Price change | $329,900 |
| 2019-12-10 | Listed for sale | $339,900 |
View on Zillow