See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

864 E 100 S, Payson, UT, 84651

3beds
2baths
1,690sqft
$387,500
$229price/sqft
$2,373/moest. monthly cost
$94,920/yrincome needed

About This Home

Live in one, rent the other! This property pairs a classic 1940s bungalow with an attached 1 bed/1 bath accessory unit, currently occupied at $800/month with market upside. A chance to let your home help pay its own mortgage, at a price point where opportunities like this almost never come along! The main home offers 2 bedrooms, 1 bath, and approximately 967 sq ft of comfortable single-level living with timeless character. Freshly painted and move-in ready today, with room to add your own updates and build equity along the way. The attached accessory unit (approx. 723 sq ft) comes equipped with its own kitchen and laundry in a market where 1-bedroom rentals are scarce. Also conveniently located just 5 minutes to I-15 for an easy commute up the corridor, and about one mile to the mouth of Payson Canyon. With Payson Lakes, the Mount Nebo Loop, hiking, and world-class scenery practically out your back door. Close to parks, schools, shopping, and historic downtown Payson. All information including sq footage is deemed reliable but not guaranteed, Buyer/Buyer's agent to verify.

Getting Around

51
WalkingSomewhat Walkable
26
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

3/10
Barnett SchoolGrades PK-60.7 mi
5/10
Salem Junior High SchoolGrades 7-93.0 mi
7/10
Salem Hills High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Oven,Gas Range
  • Laundry features: Gas Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Accessory Apt
  • Flooring: Carpet,Tile
  • Finished area above ground: 1,690

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,690
  • Total interior livable area: 1,690 sqft

Property

Accessibility

  • Accessibility features: Single Level Living

Details

  • Parcel number: 081480003
  • Zoning description: Single-Family
  • Exclusions: Dryer

Features

  • Stories: 2
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 5,662 sqft
  • Features: Curb & Gutter
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Lightning
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,959$23,508
Home Insurance $74$888
Property Taxes $171$2,052
Electricity $169$2,039
Total$2,373$28,476

Income You'd Need if You Spent...

35% on housing$81,360/yr
40% on housing$71,190/yr
45% on housing$63,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 84651$200
Utah County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 84651$194
Utah County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$387,500
2009-08-28Listing removed$159,000
2009-04-11Price change$159,000
2009-03-14Listed for sale$163,000
2004-06-30Sold--

For Sale by Agent

AgentNathan S Zambrano
BrokerageEquity Real Estate (Prosper Group)

Similar Homes