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4569 Meadow Creek Dr, Palo, IA, 52324

5beds
3baths
2,640sqft
$345,000
$131price/sqft
$2,484/moest. monthly cost
$99,360/yrincome needed

About This Home

This well maintained split-level is located in a family-friendly neighborhood, on a quiet street. The main level has carpet floors and vaulted ceiling. Also on the main level are 3 bedrooms, 2 full baths and laundry. The kitchen features hardwood floors, granite counters and stainless steel appliances. Appliances stay with the home. The primary bedroom is located on the main level and features carpet floors, conventional ceiling and walk-in closet. The primary bedroom's attached bath includes tile floors, solid surface counters and one piece shower. The finished walkout lower level features a wet bar, 2 bedrooms, full bath and storage area. Outside you'll find a treated wood deck overlooking the yard. Property Improvements: - Finished Basement - 2019 - Granite Counters in Kitchen - 2019 - New Roof - 2020 - New Siding - 2020 - New Deck - 2023

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
7/10
Harding Middle SchoolGrades 6-88.7 mi
3/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood

Heating

  • Heating features: Gas

Interior Area

  • Total interior livable area: 2,640 sqft

Property

Details

  • Parcel number: 122922701600000

Features

  • Exterior features: Other

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$151$1,812
Property Taxes $393$4,716
Electricity $196$2,363
Total$2,484$29,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,165/yr
40% on housing$74,520/yr
45% on housing$66,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 52324$222
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52324$208
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$345,000
2012-02-21Sold$180,000
2011-08-05Sold$19,500

For Sale by Owner

AgentProperty Owner

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