123 2nd Ave SW, Mount Vernon, IA, 52314
About This Home
Welcome to this charming and beautifully updated 2-story home in the heart of Mt. Vernon. This spacious home features 5 bedrooms and 2.5 baths and offers the perfect blend of character and modern updates. Inside, you'll find inviting living spaces filled with charm, including exposed brick accents and a cozy family room with a unique rustic ceiling that creates a warm and welcoming atmosphere. The updated kitchen offers plenty of cabinet and counter space and flows nicely into the main living room areas, making it ideal for everyday living and entertaining. The home also features a practical mudroom/laundry area with built-in storage to help keep everything organized. Step outside and enjoy the outdoor spaces this property offers. The large detached three-stall (plus) garage (over 1,000 sq ft) is a huge bonus and includes additional finished space that would make a perfect workshop, hobby area, or "man-cave". The backyard provides plenty of room to relax or entertain and includes a covered patio area that is perfect for gatherings. With its classic brick exterior, charming character, and modern updates, this home offers a wonderful opportunity to enjoy small-town living in one of Eastern Iowa's most desirable communities
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1837
Materials
- Construction materials: Brick,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Range,Refrigerator,Water Softener Rented
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Kitchen/Dining Combo,Upper Level Primary
- Fireplace features: Insert,Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,287
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,287 sqft
Other
- Level: Second
Property
Details
- Parcel number: 171031500900000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66 x 132
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Heated Garage,See Remarks,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $378 | $4,536 |
| Electricity | $170 | $2,047 |
| Total | $2,468 | $29,616 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $375,000 |
| 2026-03-03 | Listed for sale | $389,000 |
| 2015-08-12 | Sold | $130,000 |
| 2003-06-19 | Sold | $91,000 |
For Sale by Agent
View on Zillow