54 Grove St, Central City, IA, 52214
About This Home
This move-in ready ranch is located on a quiet street in a convenient area, close to the school, a Dollar General, the library just six blocks away, and downtown only seven blocks away. The main level features a mix of carpet and hardwood flooring, along with two bedrooms and a full bath. The kitchen offers laminate countertops and includes all appliances. The primary bedroom is also on the main level and features hardwood floors. The unfinished lower level provides excellent potential for future expansion, and outside you’ll find a porch overlooking the yard along with a storage shed for added convenience. Call today for a private showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood,Linoleum / Vinyl
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 070313000400000
Features
- Exterior features: Other
Lot
- Lot size: 8,645 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Cold Wave
- Drought
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $52 | $624 |
| Property Taxes | $135 | $1,620 |
| Electricity | $121 | $1,452 |
| Total | $990 | $11,880 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $135,000 |
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