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112 Riverbend Dr, Elkton, KY, 42220

3beds
2baths
1,300sqft
$240,000
$185price/sqft
$1,667/moest. monthly cost
$66,680/yrincome needed

About This Home

This home is perfect for a family! 3 good size bedrooms and 2 full bathrooms. The master bathroom has been completely updated. The 2nd bathroom has a fresh coat of paint on it! This home comes with an enclosed/screened in sunroom, perfect for grilling or hanging out. There is also a back patio attached to the sunroom along the back side of the house. The garage has a built in coat rack and finished floors as well as an additional door to the driveway accessible sidewalk. A beautiful long hallway that includes a nice size walk in closet leads you right into the big master bedroom with vaulted ceilings. Laundry room is a nice size with a built in rack to hang clothes on. Has mature trees in the back. This home rests in a quiet neighborhood and located extremely close to the quaint town square.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
3/10
5/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Washer/Dryer Connection
  • Flooring: Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: RIVERBEND45

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Drought
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$134$1,608
Property Taxes $166$1,992
Electricity $154$1,850
Total$1,667$20,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,154/yr
40% on housing$50,010/yr
45% on housing$44,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 42220$134
Todd County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 42220
Todd County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$240,000
2022-03-02Listing removed--
2022-01-31Listed for sale$184,000
2022-01-27Pending sale$184,000
2022-01-25Listed for sale$184,000
2019-08-23Sold$137,500
2019-07-16Pending sale$139,900
2019-06-03Price change$139,900
2019-04-29Listed for sale$158,000

For Sale by Owner

AgentProperty Owner

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