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13905 River Glen Ln, Prospect, KY, 40059

5beds
10baths
13,965sqft
$3,395,000
$243price/sqft
$23,164/moest. monthly cost
$926,560/yrincome needed

About This Home

Welcome to elegance redefined at this beautiful estate nestled on over three verdant acres in prestigious River Glen. This exceptional property combines luxury living with practical comfort, all within the highly-regarded Oldham County School District while remaining just moments from the heart of Prospect. Step through the grand entrance foyer where soaring ceilings immediately captivate your attention. Beautiful paneled warm white walls complement the rich herringbone mahogany wood flooring, creating an atmosphere of refined elegance. The custom-built staircase, with its meticulous detailing, serves as both a functional element and an artistic statement that sets the tone for the sophisticated home. For those seeking a quiet retreat, the paneled study features a stunning fireplace with a carved stone mantleperfect for cozying up with a good book or tackling your work responsibilities from the comfort of home. (Who says you can't mix business with pleasure?) Special occasions deserve special spaces, and the formal dining room delivers with its own fireplace and direct access to a club-worthy butler's pantry that would make even professional entertainers green with envy. The living room offers serene views of the stone terrace and expansive green space beyond, connecting indoor comfort with outdoor tranquility. Culinary enthusiasts will rejoice in the gourmet kitchen, thoughtfully designed with beautiful custom cabinetry, an expansive island, and a cleverly hidden built-in pantry providing abundant storage. Top-of-the-line appliances stand ready for both everyday meal preparation and elaborate entertaining. This heart of the home opens seamlessly to the breakfast room, a great room that will seat the whole family, a mud room and an impressively large laundry room with storage galore. The first-floor primary bedroom suite offers a private sanctuary with breathtaking views and a spa-inspired bathroom featuring a rejuvenating steam shower and air-bubble soaking tubyour personal relaxation retreat after busy days. The walk-in closet is nothing short of magnificent in its proportions, easily accommodating the most extensive wardrobe collection. Upstairs, four additional bedrooms each boast their own full bathroom, providing privacy and comfort for family and guests alike. A second family room and additional laundry facility enhance the convenience of this level, while one bedroom stands out as the perfect in-law suite or as an alternative second floor primary suite. The finished lower level transforms into an entertainer's paradise, complete with a gym for fitness enthusiasts, a stylish family room with built-in wet bar and a marble fireplace plus another private room with a full bath attached. An extensive unfinished area provides valuable storage space for seasonal items and treasured possessions. Outdoor living shines with a gorgeous private flat backyard ideal for gatherings, games, and gardening adventures. The covered porch with a convenient half bath invites year-round enjoyment of the natural surroundings. A 3 car garage is perfect to have for cars and toys alike. This property presents a rare opportunity to own a custom, high-end home without the exorbitant construction costs, blending luxury, location, and value seamlessly. Don't miss your chance to make this extraordinary residence yours!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
North Oldham High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 10
  • Full bathrooms: 6
  • 1/2 bathrooms: 4

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area below ground: 3,150
  • Finished area above ground: 10,815

Full Bathroom

  • Level: Second

Game Room

  • Level: Basement

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Second

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,815
  • Total interior livable area: 13,965 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sitting Room

  • Level: Second

Study

  • Level: First

Property

Details

  • Parcel number: 02040021

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 3.18 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,166$205,992
Home Insurance *$1,339$16,068
Property Taxes $3,557$42,684
Electricity $1,102$13,234
Total$23,164$277,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$794,194/yr
40% on housing$694,920/yr
45% on housing$617,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$277
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-08Listed for sale$3,395,000
2024-09-07Listing removed$3,550,000
2022-04-18Price change$3,550,000
2022-01-14Price change$3,850,000
2019-10-30Listed for sale$3,350,000
2007-07-17Sold$350,000
2005-02-11Sold$360,000

For Sale by Agent

AgentElizabeth S Boland
BrokerageSkelton Company REALTORS

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