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1323 N Mallory St, Hampton, VA, 23663

5beds
4baths
2,152sqft
$535,000
$249price/sqft
$3,783/moest. monthly cost
$151,320/yrincome needed

About This Home

RIDE YOUR BIKE TO 2 BEACHES! Snuggle up in front of the cozy gas fireplace! Enjoy the rear deck and big fenced in backyard! Let all the kids have their own bedrooms! Wow! 5 Bedrooms, 4 Bathrooms, 2 Car Garage, Luxury Vinyl Plank Floors, Nice Fenced-in Backyard with Deck and Privacy Fence, Gas Fireplace, Soaking Tub, and WITHIN BICYCLING DISTANCE to 2 DIFFERENT BEACHES ALONG DESIGNATED BICYCLE LANES! Buckroe Beach is only 1.2 miles away and Outlook Beach is only 2.8 miles away. The designated bicycle lanes along both Mallory Street and East Mercury Boulevard make it easy to ride your bike to either beach! Unlike a lot of other properties this close to beaches, it is NOT in a flood zone. So, flood insurance is NOT required. It's also within walking distance to a bowling alley, a fishing pier, several bars and restaurants, a supermarket, and other establishments. Backs up to a church/day care. Completely remodeled in 2024, including New Roof and Luxury Vinyl Plank flooring. Fifth bedroom makes a good office, guest room, hobby room, exercise room, baby's room, playroom, etcetera. Extra room off of garage can be used as a workshop or just a place to store lawn and garden tools and equipment as well as the bicycles that you and the kids will want to use to ride to the beach! Lots of storage! Two floored attics, two pantry closets, extra big hallway closet upstairs, and extensive shelving in the garage & adjacent extra room provide A LOT of storage space. All of these special features make this home a real rare gem. You just won't find all of these special features, in such a great location, for such a good price, anywhere else.

Getting Around

33
WalkingCar-Dependent
32
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Phoebus High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,152 sqft

Property

Details

  • Parcel number: 13002616

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 10,367 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$354$4,248
Property Taxes $517$6,204
Electricity $207$2,487
Total$3,783$45,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,702/yr
40% on housing$113,490/yr
45% on housing$100,880/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 23663$125
Hampton City$144

vs Homes Sold Last Month

Median $/sqft

ZIP 23663$200
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$535,000
2024-07-09Sold$380,000
2024-07-01Contingent$394,500
2024-05-24Price change$394,500
2024-05-03Listed for sale$399,500
2022-10-07Sold$362,500
2022-09-07Contingent$352,500
2022-09-06Price change$352,500
2022-08-25Price change$355,000
2022-08-18Price change$357,000
2022-08-13Listed for sale$359,900
2010-09-08Sold$259,295

For Sale by Owner

AgentProperty Owner

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