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2822 Harden Chapel Rd, Fulton, MS, 38843

4beds
2baths
2,112sqft
$129,000
$61price/sqft
$999/moest. monthly cost
$39,960/yrincome needed

About This Home

Spacious 4-Bedroom Home in Fulton with Room to Grow! Looking for space, comfort, and value? This 4-bed, 2-bath home in Fulton offers a generous layout and a large yard shaded by mature trees--perfect for relaxing evenings or weekend BBQs. Multiple storage areas make it easy to keep things organized, and there's plenty of space for all your vehicles, tools, or outdoor gear. With solid bones and a versatile layout, this home is ready for your personal touch! This property has an assumable VA loan which may be a great option for many buyers!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
6/10
Tremont Attendance CenterGrades K-126.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,112

Heating

  • Heating features: Cntrl Elec

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Property

Details

  • Parcel number: 139603201100

Features

  • Stories: 1

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 32670 x 2

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Itawamba County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$106$1,272
Property Taxes $45$540
Electricity $196$2,356
Total$999$11,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,251/yr
40% on housing$29,970/yr
45% on housing$26,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 38843$112
Itawamba County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 38843$141
Itawamba County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-18Listed for sale$189,900
2023-11-01Listing removed--
2023-08-24Price change$179,900
2023-07-26Listed for sale$189,900

For Sale by Agent

AgentTara Bellomy
BrokerageProperty Specialists Realty LLC

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