




62 Charter Gate Dr, Fredericksburg, VA, 22406
About This Home
Over 3,100 finished square feet on three beautifully finished levels with a walkout basement! Welcome home to this stunning 5-bedroom, 3.5-bath Colonial nestled in the highly desirable, amenity-rich community of Stafford Lakes. From the moment you arrive, you'll be captivated by the exceptional curb appeal featuring an elegant stone façade and a charming covered front porch. Step inside to discover gleaming hardwood floors that flow throughout much of the main level, creating a warm and inviting atmosphere. Designed for both everyday living and effortless entertaining, the gourmet kitchen is truly the heart of the home. It showcases gorgeous granite countertops, an oversized center island with breakfast bar, double wall ovens, a gas cooktop, 42-inch upgraded cabinetry, recessed lighting, and abundant prep and storage space. The kitchen opens seamlessly to the spacious dining area and the light-filled family room, creating the perfect gathering space for family and friends. Step outside to the freshly stained rear deck, ideal for grilling, relaxing, or hosting outdoor get-togethers, all overlooking the expansive, fully fenced, level backyard—perfect for recreation, pets, or gardening. Upstairs, you'll find four generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a luxurious spa-inspired bath complete with ceramic tile flooring, dual vanities, a soaking tub, and a separate tiled shower. The finished walkout lower level offers outstanding flexibility with a spacious recreation room, recessed lighting, a fifth bedroom, and a full bath—ideal for guests, multigenerational living, a home office, or fitness space—with direct access to the backyard. This exceptional home combines modern design, generous living space, and an unbeatable location. Residents of Stafford Lakes enjoy outstanding community amenities while being conveniently located near shopping, dining, commuter routes, I-95 (approximately 5 miles), and Historic Downtown Fredericksburg (approximately 8 miles). This is the one you've been waiting for—schedule your private tour today before it's gone! Offers will be presented as received. Please submit your client's highest and best offer.
Getting Around
Schools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Permanent
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Double Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
- Laundry features: Upper Level
Basement
- Area: 796
Basement
- Has basement: Yes
- Basement: Finished,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Soaking Tub,Bathroom - Stall Shower,Ceiling Fan(s),Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Recessed Lighting,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Wood
- Finished area below ground: 796
- Finished area above ground: 2,328
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,124
- Total interior livable area: 3,124 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 44R 12B 896
- Zoning: R1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Deck,Porch
- Exterior features: Lighting
- Fencing: Back Yard
Lot
- Lot size: 10,450 sqft
- Features: Landscaped,Rear Yard
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Asphalt,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,084 | $37,008 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $465 | $5,580 |
| Electricity | $300 | $3,610 |
| Total | $4,014 | $48,168 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $609,999 |
| 2026-07-13 | Listed for sale | $620,000 |
| 2022-08-22 | Sold | $535,000 |
| 2022-07-21 | Contingent | $535,000 |
| 2022-07-06 | Listed for sale | $535,000 |
| 2019-11-19 | Sold | $390,000 |
| 2019-10-15 | Pending sale | $400,000 |
| 2019-10-05 | Listed for sale | $400,000 |
| 2013-03-19 | Sold | $337,010 |
