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3044 Main St, Folkston, GA, 31537

4beds
3baths
3,090sqft
$495,000
$160price/sqft
$3,341/moest. monthly cost
$133,640/yrincome needed

About This Home

Looking for a new home? This may be exactly what you've been searching for. This beautiful all-brick home offers 4 bedrooms, 3 full bathrooms, and over 3,000 square feet of living space, providing plenty of room for family and guests. The spacious kitchen features granite countertops, newer appliances, and plenty of room for cooking and gathering. The home has been well cared for and offers multiple living areas, including a cozy den with a fireplace and a separate living room at the front of the home. All bedrooms are generously sized, and the primary suite features a walk-in shower for added comfort. Energy-efficient spray foam insulation helps keep the home comfortable year round. Step outside and enjoy the large back deck overlooking an above-ground pool- perfect for relaxing or entertaining. The property also includes a versatile workshop that doubles as a party or game room, making it a great space to watch sports, host gatherings, or enjoy family cookouts. You'll even have room for a garden on the almost 3 acre yard. With its size, features, and extra amenities, this home truly offers a lot for the money!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
5/10
Bethune Middle SchoolGrades 4-81.2 mi
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1980

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Master On Main Level,Tile Bath
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,090

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,090
  • Total interior livable area: 3,090 sqft

Property

Details

  • Parcel number: F019 001

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 2.70 Acres
  • Features: Open Lot,Sloped

Parking

  • Parking features: Carport,Garage
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$267$3,204
Property Taxes $272$3,264
Electricity $300$3,602
Total$3,341$40,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,548/yr
40% on housing$100,230/yr
45% on housing$89,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$134
Charlton County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$495,000
2021-05-07Sold$286,000
2021-03-31Pending sale$281,000
2021-03-19Listed for sale$281,000

For Sale by Agent

AgentJoe A Michaels III
BrokerageERA Kings Bay Realty

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