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315 Martin St, Folkston, GA, 31537

5beds
3baths
4,073sqft
$565,000
$139price/sqft
$3,866/moest. monthly cost
$154,640/yrincome needed

About This Home

Experience the perfect blend of timeless Southern elegance and small-town charm in this stunning 4,073 sq. ft., colonial-style home situated on 2.75 beautiful acres in Southeast Georgia. With 5 spacious bedrooms and 3 full baths, this property is ideal for large or multi-generational families seeking room to grow, gather, and create lasting memories. Or for a couple who are looking for room to spread out, work and play in peaceful Folkston, GA. Classic Colonial architecture and freshly painted walls welcome you into expansive living spaces designed for both everyday comfort and entertaining. The thoughtfully designed floor plan offers flexibility for extended family living, home offices, guest accommodations, or recreation areas. The spacious kitchen and multiple gathering spaces create the perfect setting for holidays, celebrations, and quiet evenings at home. The second floor offers a separate living area or children's play area or media room along with 4 spacious bedrooms and an abundance of storage. Step outside and enjoy your own private retreat featuring an inground pool, open outdoor space, and peaceful country surroundings with the warmth of small-town living. Whether relaxing poolside, hosting family gatherings, or enjoying the privacy of the acreage, this property offers a lifestyle that is increasingly hard to find. Conveniently located near schools, shopping, and coastal Georgia amenities while still maintaining a serene, rural atmosphere.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
5/10
Bethune Middle SchoolGrades 4-81.1 mi
9/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawlspace
  • Roof: Composition
  • Construction materials: HardiPlank Type,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: In Hall,Laundry Room,Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Country Kitchen,Kitchen Island,Pantry,Painted Woodwork,Vaulted Ceiling(s),Ceiling Fan(s),Fireplace
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Partially Floored,Walk-In
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,073 sqft

Property

Details

  • Parcel number: F015 045
  • Zoning description: City
  • Special condition: Listed As-Is

Features

  • Pool features: In Ground,Pool
  • Patio & porch: Covered,Deck,Front Porch,Open,Patio,Porch
  • Exterior features: Covered Patio,Porch,Sprinkler/Irrigation
  • Fencing: Vinyl

Lot

  • Lot size: 2.75 Acres
  • Features: 1 to 5 Acres
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$305$3,660
Property Taxes $310$3,720
Electricity $395$4,748
Total$3,866$46,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,548/yr
40% on housing$115,980/yr
45% on housing$103,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$135
Charlton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$589,000
2026-05-01Listing removed--
2026-03-12Price change$599,900
2026-01-29Listed for sale$615,000
2026-01-01Listing removed$635,000
2025-08-25Price change$635,000
2025-05-20Price change$649,900
2025-04-03Listed for sale$699,000

For Sale by Agent

AgentLynn Schultz
BrokerageAtlantic Salt Realty

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