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400 1st St, Folkston, GA, 31537

4beds
2baths
1,984sqft
$299,900
$151price/sqft
$2,061/moest. monthly cost
$82,440/yrincome needed

About This Home

Discover timeless charm in this beautifully updated historic home, built in 1900 and located in the heart of downtown Folkston, Georgia. This home effortlessly blends its classic architecture with modern comforts, preserving its original character while offering contemporary amenities. Step inside to find freshly painted interiors that brighten the living spaces, showcasing the home’s unique details and high ceilings. The HVAC system, just 3 years old, ensures year-round comfort, and the roof has been recently replaced for peace of mind. Outside, enjoy a fully fenced backyard, perfect for pets, play, or quiet relaxation. Whether you’re looking for a charming residence or an investment property, this gem offers both history and convenience, all within walking distance to local shops, restaurants, and the best of downtown living. Don’t miss this rare opportunity to own a piece of Folkston’s history!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
5/10
Bethune Middle SchoolGrades 4-81.3 mi
9/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Family Room,Primary Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,984 sqft

Property

Details

  • Parcel number: F016 037
  • Zoning description: Residential

Features

  • Pool features: None

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$162$1,944
Property Taxes $164$1,968
Electricity $219$2,637
Total$2,061$24,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,662/yr
40% on housing$61,830/yr
45% on housing$54,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 31537$136
Charlton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 31537
Charlton County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$325,000
2025-12-04Price change$399,000
2025-12-03Listed for sale$415,000
2025-10-16Listing removed$429,000
2025-07-22Price change$429,000
2025-05-19Price change$439,000
2025-02-26Price change$449,000
2025-02-11Price change$499,000
2025-01-29Price change$549,000
2025-01-26Price change$569,000
2025-01-04Price change$589,000
2024-12-02Price change$599,000
2024-11-08Listed for sale$619,000

For Sale by Agent

AgentMelissa Johnson
BrokerageSt Marys Realty Inc Island Si

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