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158 Abel Dr, Guttenberg, IA, 52052

4beds
3baths
1,712sqft
$495,000
$289price/sqft
$3,495/moest. monthly cost
$139,800/yrincome needed

About This Home

Mississippi River Waterfront on Abel Island! Experience the best of river living with this beautifully updated 4-bedroom, 3-bathroom home, perfectly situated on the channel side and a private canal. The exterior boasts low-maintenance vinyl siding, a composite wrap-around deck, and patio doors that frame stunning views of the river and Wisconsin hills. Inside, the main level features an open-concept living room and kitchen with a full glass front to maximize the scenery, a spacious master suite with private bath, a second bedroom, and a full guest bath. The lower level offers a large family room, two additional bedrooms, a third full bath, a utility/laundry room, and a single-stall garage. Comfort is ensured year-round with newer electric heating and A/C units for both levels. A Generac backup system installed to keep everything running smoothly during power outages. New Septic in 2022 and New Well in 2023.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

1/10
Iowa Virtual AcademyGrades K-121.8 mi
5/10
7/10
Clayton Ridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Asp/Composite Shngl
  • Construction materials: Aluminum Siding,Concrete Block,Blue Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 197.1

Bedroom2

  • Level: Main
  • Area: 114.4

Bedroom3

  • Level: Lower
  • Area: 171.45

Bedroom4

  • Level: Lower
  • Area: 125.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 256.5

Family Room

  • Level: Lower
  • Area: 552.6

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,112

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 160

Property

Details

  • Parcel number: 1605651075
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 7,881 sqft
  • Lot size dimensions: 71 x 111

Parking

  • Total spaces: 1
  • Parking features: Attached - 1
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$460$5,520
Property Taxes $406$4,872
Electricity $127$1,532
Total$3,495$41,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,828/yr
40% on housing$104,850/yr
45% on housing$93,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 52052$161
Clayton County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 52052
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$495,000
2026-02-02Listing removed$495,000
2025-08-15Listed for sale$495,000
2022-08-29Sold$455,000
2022-08-08Pending sale$485,000
2022-06-28Listed for sale$485,000
2014-10-29Sold$297,836

For Sale by Agent

AgentJeffrey Olson
BrokerageOle's 5 Star Realty, LLC

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