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319 115th St, Luana, IA, 52156

5beds
3baths
4,473sqft
$444,800
$99price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

Welcome home to this spacious 4,473 sq. ft. brick residence located in a desirable residential neighborhood in a charming Luana, Iowa. This impressive five-bedroom, three-bath home offers room for everyone, featuring a large den, beautiful walk-out deck, and an inviting wraparound porch perfect for relaxing and entertaining. The spacious primary suite includes a private master bath and a generous walk-in closet. Enjoy the convenience of an elevator connecting the basement and main floor, in-floor and forced-air heating, and a tucked under two-car garage. A cement driveway provides easy access, while the thoughtful layout and abundant living space make this property ideal for comfortable family living. Don't miss this exceptional opportunity.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
10/10
MFL MarMac Middle SchoolGrades 6-813.6 mi
9/10
MFL MarMac High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Refrigerator,Washer,Water Purifier,Electric Water Heater,Water Softener Owned
  • Laundry features: 1st Floor,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry,Exterior Entry,Floor Drain,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Family Room

  • Level: Lower
  • Area: 1300
  • Dimensions: 26x50

Features

  • Ceiling Fan(s),Pantry,Elevator
  • Door features: Sliding Doors
  • Fireplace features: None
  • Finished area below ground: 2,150

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Radiant Floor
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 4,473 sqft

Kitchen

  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Living Room

  • Level: Main
  • Area: 351
  • Dimensions: 13x27

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 3208427005
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.68 Acres
  • Features: Level,Sloped
  • Lot size dimensions: 150x200

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Garage Door Opener,Heated Garage,Oversized
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$434$5,208
Property Taxes $383$4,596
Electricity $333$4,003
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 52156$139
Clayton County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 52156
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$424,900
2026-07-03Price change$444,800
2026-06-19Listed for sale$474,900

For Sale by Agent

AgentGerald Adams
BrokerageAdams Auction & Real Estate, LLC

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