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3 Ridgewood Ct, Joplin, MO, 64804

4beds
4baths
3,864sqft
$599,900
$155price/sqft
$4,265/moest. monthly cost
$170,600/yrincome needed

About This Home

Nestled at the end of a quiet cul-de-sac in the desirable Wildwood Estates subdivision, this stunning 4-bedroom, 3.5-bath home offers the perfect blend of privacy, space, and upscale living. Situated on beautifully landscaped acreage, the property features a sprinkler system, a lighted flagpole, and dual driveways leading to an upper 3-car garage and a lower 2-car garage complete with workshop space.Step through the front doors into a welcoming living room with soaring cathedral ceilings, rich hardwood flooring, and a cozy fireplace. Expansive floor-to-ceiling windows flood the great room and formal dining area with natural light, highlighting elegant crown molding and sculpted columns throughout. The finished basement provides exceptional versatility with a spacious second living area, bonus room, and walk-out access to a stamped concrete patio--perfect for entertaining or relaxing.The kitchen is designed for both function and style, featuring granite countertops, a breakfast nook, bar-top seating, and stainless steel appliances, including a double oven and built-in gas cooktop.Additional features include a central vacuum system and a built-in security system for convenience and peace of mind.The primary suite serves as a private retreat, complete with a luxurious en suite bathroom featuring a jetted tub, standalone shower, and a generous walk-in closet. Brand New Roof!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
5/10
South Middle SchoolGrades 6-81.4 mi
5/10
Joplin High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Kitchen Island,Pantry
  • Flooring: Wood
  • Fireplace: Yes
  • Finished area below ground: 1,664
  • Finished area above ground: 2,200

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,864
  • Total interior livable area: 3,864 sqft

Property

Details

  • Parcel number: 057.036000000001.061

Features

  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Landscaped,Restrictions,Subdivision
  • Lot size dimensions: 52272

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$628$7,536
Property Taxes $309$3,708
Electricity $295$3,540
Total$4,265$51,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,228/yr
40% on housing$127,950/yr
45% on housing$113,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 64804$122
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64804$139
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$639,900
2026-05-02Price change$639,900
2026-03-20Price change$649,900
2020-09-04Price change$439,900
2020-07-07Price change$459,900
2020-05-11Price change$479,900
2020-04-06Listed for sale$499,900
2015-09-15Sold--

For Sale by Agent

AgentOak & Pillar, Lindsey Bettenga
BrokeragePRO 100 Inc., REALTORS

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