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1954 Indigo Ln, Joplin, MO, 64804

5beds
2baths
2,770sqft
$346,000
$125price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

This is the kind of home you walk into and immediately start picturing your life there! From the moment you step inside, the clean, neutral tones and bright white accents create a fresh and welcoming feel that's easy to make your own. The layout offers both comfort and flexibility, with a spacious kitchen upstairs that's perfect for gathering, and a second living area with a kitchenette downstairs that gives you room for guests, kids, or everyday living with a little extra space. Step outside and the possibilities really open up! The covered two story deck is made for everything from quiet mornings to full evenings with friends and family. With 1.83 acres, there's room to play, entertain, relax, and create the kind of outdoor space you've been wanting. The setting naturally attracts wildlife, adding to the peaceful, tucked-away feel, and you'll also find apple and pear trees that bring a little extra charm to the property. The 24x30 shop adds even more functionality, whether you need space for work, hobbies, or storage. All of this is paired with a location that offers a peaceful setting while still being convenient for commuting and access to nearby amenities. This home offers the space, layout, and setting to truly settle in and enjoy!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

1/10
Diamond Elementary SchoolGrades PK-57.2 mi
5/10
Diamond Middle SchoolGrades 6-87.2 mi
1/10
Diamond High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Brick,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,770

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 2,770 sqft

Property

Details

  • Parcel number: 045021000000014001

Features

  • Patio & porch: Covered,Deck
  • Exterior features: Balcony
  • Fencing: None
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 295 x 270

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,749$20,988
Home Insurance *$362$4,344
Property Taxes $178$2,136
Electricity $211$2,538
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 64804$122
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64804$139
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$360,000
2026-03-20Listed for sale$365,000
2024-08-19Listing removed--
2024-06-28Pending sale$309,900
2024-06-23Listed for sale$309,900
2016-10-24Sold--
2016-09-02Pending sale$189,900
2016-08-10Listed for sale$189,900

For Sale by Agent

AgentHearth & Homeward Real Estate, Gracie Turner & Emma Bushnell
BrokerageKELLER WILLIAMS REALTY ELEVATE

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