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403 W Monroe St, Okolona, MS, 38860

3beds
2baths
2,264sqft
$229,900
$102price/sqft
$1,697/moest. monthly cost
$67,880/yrincome needed

About This Home

Welcome to this well maintained 1956 home offering approximately 2264 ft.² of living space and plenty of room to enjoy both indoors and out! This charming property features an enclosed back porch, perfect for relaxing and enjoying the view and comfort. Outside, you'll find an inground swimming pool along with a pool house featuring its own kitchenette, bathroom and screened in porch. A wonderful set up for entertaining family and friends. The property also includes a detached double garage with an office and bathroom providing additional space for a home office, hobbies or storage. With a spacious layout, unique amenities ,and years of careful upkeep. This home has so much to offer. Property is being SOLD AS IS.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
2/10
Okolona Middle SchoolGrades 6-80.8 mi
6/10
Okolona High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,264
  • Total interior livable area: 2,264 sqft

Property

Details

  • Parcel number: 2047M3505400

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 25,000

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Drought
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Chickasaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$245$2,940
Property Taxes $80$960
Electricity $210$2,526
Total$1,697$20,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,182/yr
40% on housing$50,910/yr
45% on housing$45,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 38860$65
Chickasaw County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 38860
Chickasaw County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$229,900

For Sale by Agent

AgentKaren Bailey
BrokerageEPIQUE Realty

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