403 E Mound St, Harlan, KY, 40831
About This Home
Whether you are looking for your first home or your next investment in Eastern Kentucky, this property offers the mountain backdrop that you have been looking for...Harlan County remains an attractive market for buyers seeking value, with median home prices offering some of the most accessible entry points in the state...Located in Downtown Harlan, Ky, This 3 bedroom, 1 bath home with basement, attached carport and storage is waiting for it's new owner...Featuring Classic Kentucky Character, sturdy construction & unique architectural touches that provide a warm & inviting atmosphere with originial Fireplace in Living Room...Harlan County offers a lifestyle defined by Natural beauty & Outdoor adventure. Whether you are looking for a quiet retreat or a basecamp for exploration, you are just minutes from the Black Mountain Off Road Area or Martin's Fork Lake & beach area...Also close proxmity to Blanton Forest State Nature Preserve, an old growth Forest...Explore the rich history of the region through the Portal 31 Exhibition Mine or enjoy the convenience of downtown Harlan's local shops & cafes
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Property
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $86 | $1,032 |
| Electricity | $154 | $1,850 |
| Total | $1,146 | $13,752 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
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