306 Ivy St, Harlan, KY, 40831
About This Home
There is something about the charm of old homes, don't you agree? This 4 bedroom, 3 bath home has stood the test of time! It is beautifully landscaped outside there is a nice private yard and a carport that could easily be turned into a covered patio and lots of flowers and bushes for you to enjoy! Inside there is Tons of room!! With two levels of living space and a partially finished basement that has been used as a recreational room in the past, there is plenty of room for living, entertaining, and relaxing! To top it all off you have all the conveniences of living in downtown will still enjoying incredible views of the surrounding mountains!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Concrete Perimeter,Slab
- Roof: Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Third
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar
- Door features: Storm Door(s)
- Flooring: Hardwood,Tile,Vinyl
- Number of fireplaces: 2
- Fireplace features: Basement,Gas Log,Living Room,Recreation Room
- Fireplace: Yes
- Finished area below ground: 1,232
- Finished area above ground: 2,268
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,500
- Total interior livable area: 3,500 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 0821011025.00
Features
- Levels: Two
- Fencing: Chain Link
- Has view: Yes
- View description: Mountain(s),Neighborhood
Lot
- Lot size: 6,098 sqft
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Carport,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $788 | $9,456 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $66 | $792 |
| Electricity | $276 | $3,316 |
| Total | $1,351 | $16,212 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $162,500 |
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