249 W Main St, Lynch, KY, 40855
About This Home
Motivated seller! Opportunity to purchase a large 5 BR house in the historic community of Lynch. The primary bedroom is on the first floor. Several pieces of furniture will convey, including bedroom items. The bathroom has updated features, including a roll-in shower for wheelchair access. Upstairs has 4 spacious bedrooms. Other features include a recently updated security system and a generator to supply the house if needed. The back of the property includes a grassy area overlooking the creek and faces the mountain. The property is very close to Portal 31, Bulldog Room, Jerry Edwards Park, Lamp House Coffee/Cafe, Lynch Country Club, Benham Schoolhouse Inn & Restaurant, and Benham Coal Museum. Take a short drive up Black Mountain to some incredible views at the new overlook, or to Cumberland's Sleepy Hollow Golf Course, Kingdom Come State Park, and Southeast Community College.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1917
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Oven,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Exterior Entry,Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,368
Heating & Cooling
- Heating features: Forced Air,Oil,Propane
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,368
- Total interior livable area: 2,368 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Entrance,Accessible Full Bath
Details
- Parcel number: 2222002016.00
Features
- Levels: Two
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Trees/Woods,Mountain(s)
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 1
- Parking features: Detached Garage,Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $74 | $888 |
| Electricity | $187 | $2,244 |
| Total | $1,062 | $12,744 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $139,000 |
| 2026-01-17 | Listed for sale | $148,000 |
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