85 Mill Ridge Road, North Yarmouth, ME, 04097
About This Home
OPEN HOUSE SATURDAY AUGUST 15, 10:30-12:30 One-owner Cape Cod set on 5+ acres of landscaped lawn, woods, trails, and a small brook. Bright and sunny throughout, the home offers 4 bedrooms, 3 full baths, a large mudroom, and an oversized garage with loft connected to the second-floor living area. A walkout basement adds flexibility, while the large deck overlooks the backyard. Outside, enjoy a substantial hardscaped fire pit and the privacy of a thoughtfully maintained property with room to explore.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Interior Entry,Walk-Out Access,Full
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Basement
Dining Room
- Level: First
Features
- Flooring: Tile,Vinyl,Wood
- Finished area below ground: 500
- Finished area above ground: 2,114
Heating & Cooling
- Heating features: Baseboard,Hot Water
- Cooling features: None
Interior Area
- Total structure area: 2,614
- Total interior livable area: 2,614 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Property
Details
- Parcel number: NYARM016L038
- Zoning: RES
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 5.74 Acres
- Features: Rural,Pasture,Rolling Slope,Landscaped,Wooded
Parking
- Total spaces: 2
- Parking features: Gravel,1 - 4 Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance | $165 | $1,980 |
| Property Taxes | $1,399 | $16,788 |
| Electricity | $379 | $4,559 |
| Total | $5,988 | $71,856 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Price change | $799,999 |
| 2026-05-29 | Listed for sale | $849,500 |
For Sale by Agent
View on Zillow